The XRP Price Prediction debate is heating up as investors weigh Ripple’s recent legal victory against emerging alternatives in the PayFi space.
XRP is holding strong around $3 after the SEC lawsuit officially ended, while regulatory clarity has sparked renewed interest in spot XRP ETFs. At the same time, Remittix (RTX) is gaining attention as a utility-driven crypto with real-world adoption, offering instant cross-border payments and a Q3 wallet beta launch. Traders are now asking which of these PayFi altcoins could hit $5 first and whether practical use or regulatory wins will drive the next big move.
XRP Price Prediction: XRP Builds After Court Victory
XRP is currently trading around $3. XRP’s technical indicators suggest potential upside toward the $5 mark. Support around $2.85–$2.95 has held firm, while resistance near $3.20–$3.50 will be the next hurdle. RSI readings indicate bullish momentum, but overbought conditions may trigger minor pullbacks. Moving averages are starting to curl upward and volume spikes reflect genuine market interest, not just speculative trades.
After the Second Circuit Court of Appeals approved the Joint Stipulation of Dismissal between the SEC and Ripple, XRP’s legal uncertainty has ended. The SEC lawsuit dating back to 2020 had accused Ripple of unregistered securities sales. While Ripple was fined $125 million, XRP trading on exchanges is now confirmed as legal, clearing the way for institutional participation.
This legal clarity has reinvigorated XRP buyers. Spot XRP ETFs are likely closer to launch, with asset managers such as Grayscale, Bitwise and WisdomTree updating filings based on SEC feedback. Polymarket predictions indicate roughly an 84% probability of regulatory approval this year, creating strong bullish sentiment. XRP prices have already jumped nearly 7% following these developments, holding above the $3 level.
Remittix Offers Practical PayFi Adoption
While XRP’s upside relies heavily on regulatory developments and ETFs, Remittix (RTX) is built for tangible cross-border payments. Its infrastructure allows instant crypto-to-bank transfers in 30+ countries, supporting over 40 cryptocurrencies and 30 fiat currencies. Investors are increasingly viewing RTX as a potential breakout altcoin with real-world adoption that could rival Ripple’s influence.
Key Remittix highlights:
- Wallet Beta Q3 2025: Real-time FX conversion and low transaction fees
- Global Payments: Seamless crypto-to-bank transfers in multiple countries
- Real Utility: Perfect for freelancers, remitters and business payments
- Security: Audited by CertiK for transparency
The project has raised over $21 million and sold more than 616 million tokens, positioning RTX as a contender for explosive growth even before mainstream exchange listings.
Conclusion
The XRP Price Prediction centers on regulatory clarity and ETF approvals, while Remittix is gaining adoption momentum through practical utility. Ripple’s established network offers near-term upside, but Remittix’s PayFi infrastructure and upcoming wallet launch may give it a first-mover advantage in real-world applications. Investors believe that Remittix has the potential to hit $5 first.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/ Socials: https://linktr.ee/remittix
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Source: https://coindoo.com/xrp-price-prediction-which-of-these-payfi-altcoins-will-hit-5-first-remittix-or-ripple/