XRP has always been one of the most polarizing cryptocurrencies in the market.
Once praised for its promise to revolutionize international money transfers, it later became entangled in a high-profile legal battle with the U.S. Securities and Exchange Commission. That cloud of uncertainty led to delistings, stalled momentum, and declining investor confidence.
But times have changed. Ripple is almost finished with its legal battle against the SEC, XRP has regained its strenght from the 2017 bull run, and whispers of an eventual ETF are growing louder. With this in mind, we asked ChatGPT—one of the most advanced AI models in the world—to forecast what XRP might be worth by the year 2026.
The response wasn’t just optimistic—it was jaw-dropping.
ChatGPT’s 2026 Forecast: Far More Bullish Than Expected
Instead of playing it safe with modest gains, ChatGPT outlined two very different possibilities. In a conservative scenario, where Ripple gradually expands its banking partnerships and the broader crypto market remains healthy, XRP could trade between $5 and $8 by 2026. That would still be a massive leap from current levels, representing 5x to 8x returns for investors entering now.
But in a more bullish case—one where Ripple secures global adoption, regulatory clarity becomes the norm, and institutional investors flood in—XRP could soar as high as $12 to $20. That’s a potential 10x to 20x return, depending on how events unfold over the next two years.
So, what could possibly drive such a move?
Why ChatGPT Thinks XRP Could Explode
According to the AI’s reasoning, several key trends are aligning in XRP’s favor. The most important is regulatory resolution. The Ripple vs SEC lawsuit appears to be entering its final phase, and a favorable outcome would remove the single biggest obstacle holding XRP back.
Beyond that, Ripple’s expansion into banking and financial institutions is starting to gain traction. Several global partnerships have already been announced, and more could follow—particularly in regions where remittance flows are high, such as Asia, the Middle East, and Latin America.
There’s also speculation about an XRP exchange-traded fund (ETF) in the pipeline. If Bitcoin and Ethereum now have ETF approval, XRP might not be far behind, especially once the lawsuit is fully resolved. An ETF would unlock massive demand from traditional investors who currently avoid crypto due to regulatory uncertainty and custody issues.
But It’s Not Without Risk
Of course, not everything is smooth sailing. ChatGPT was quick to point out that there are still risks that could cap XRP’s upside or delay growth. Other blockchain projects like Stellar, Quant, and even national CBDCs could compete for the same use case Ripple is targeting. And as with any crypto investment, broader market volatility could easily derail price gains, even if fundamentals remain strong.
There’s also the lingering risk of a sudden regulatory shift, particularly in the U.S., where political winds can change quickly. While Ripple has made strides toward legitimacy, one wrong move from a government agency could rattle investor confidence all over again.
Final Thoughts: A $1 Token with $20 Potential?
If ChatGPT’s prediction is anywhere close to accurate, XRP could be one of the biggest comeback stories in the crypto space. A $1,000 investment today could potentially grow into $10,000, $15,000, or even $20,000 by 2026 if the right combination of adoption, regulation, and institutional support comes together.
The question now is whether investors believe in that future—or if they’ll wait on the sidelines until the next wave has already begun.
The information provided in this article is for informational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.
Source: https://coindoo.com/we-asked-chatgpt-what-the-price-of-xrp-will-be-in-2026-the-answer-will-surprise-you/