South Korea’s cryptocurrency sector is undergoing a notable shift in lending practices, with Bithumb, one of the country’s largest exchanges is relaunching its crypto lending service under significantly tighter rules.
After suspending the feature in July 2024 due to low participation, the platform has returned with a model that halves maximum leverage from 4x to 2x and reduces loan limits from 1 billion won (≈$726,000) to 200 million won (≈$145,000).
The changes, applied across all user tiers, reflect growing regulatory scrutiny from bodies like the Financial Services Commission (FSC) and Financial Supervisory Service (FSS), which have recently formed a joint task force to create standardized virtual asset lending guidelines.
This focus on leverage ceilings, asset eligibility, and transparent risk disclosures signals a market-wide pivot toward sustainability and reduced exposure to speculative excesses. Such developments may indirectly shape investor strategies, particularly in the sub-$1 altcoin segment, where capital allocation often hinges on balancing high-growth potential with risk management.
As leverage-driven speculation becomes less viable in certain regions, traders and long-term holders may turn to projects with clear utility, stable tokenomics, and organic user acquisition models. Tapzi, a Web3 skill-based gaming platform, sits at the intersection of blockchain adoption and real-world engagement, with its token designed for staking, tournament participation, and in-game economies.
In an environment where regulatory frameworks reward transparency and practical application, platforms like Tapzi stand out to investors seeking the next high-upside opportunity without relying solely on leverage-fueled market momentum.
So, let’s learn more about the 7 best cheap crypto to buy now!
7 Best Cheap Crypto To Buy Now For Higher ROI
The following is a list of the 7 best cheap crypto to buy now that will strengthen your portfolio:
- Tapzi (TAPZI)
- XRP (XRP)
- Cardano (ADA)
- Tron (TRX)
- Dogecoin (DOGE)
- Stellar (XLM)
- Sui (SUI)
Various reasons make these the best cheap crypto to buy now potentially for up to 100x returns, and let’s check the details!
1. Tapzi (TAPZI)
Tapzi is an emerging Web3 platform aiming to establish itself as a central hub for skill-based player-versus-player gaming. Rather than following inflation-prone play-to-earn trends, Tapzi focuses on competitive integrity, transparent systems, and sustainable economics.
Its roadmap is structured into phases, beginning with the Q3 2025 preparation stage that includes smart contract audits, a playable demo with games like Chess and Checkers, and the start of a presale designed with vesting schedules to limit early sell-offs.
The launch phase in Q4 2025 will introduce mainnet gameplay, token listings, and the first global tournament, followed by expansion into NFT cosmetics, guild partnerships, and multilingual support in early 2026.
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The TAPZI token is central to the ecosystem, functioning as a staking asset for game participation, tournament rewards, and in-game purchases. Its utility may extend to governance and developer incentives as the platform’s SDK launches in mid-2026, enabling third-party integration.
Tapzi’s focus on real-time PvP and accessible, download-free gameplay positions it to serve both casual and competitive markets while also providing an entry point for indie game developers.
With scalability targets of over 100,000 daily active users and plans for cross-chain deployments to Ethereum and Polygon, it is structured for broad adoption.
From an investment standpoint, Tapzi’s presale structure and long-term infrastructure plans suggest that its growth model is less reliant on speculative spikes.
In a market where regulatory scrutiny is reshaping leverage-driven trading, projects with measurable utility and phased delivery like Tapzi present a more organic pathway for capital appreciation.
2. XRP (XRP)
XRP is the native digital asset of the XRP Ledger, a decentralized blockchain built to facilitate fast, low-cost, and cross-border payments.
Developed by Ripple Labs, XRP’s primary focus is on enabling financial institutions to transfer value globally within seconds, significantly reducing reliance on traditional intermediaries like SWIFT. Its consensus mechanism does not rely on proof-of-work mining, allowing for greater energy efficiency and scalability.
XRP has established partnerships with banks, remittance providers, and payment networks, showcasing strong real-world utility. Despite ongoing regulatory challenges, its technological advantages, such as settlement speeds of three to five seconds and transaction fees under a fraction of a cent, continue to attract both institutional and retail interest.
With global remittances projected to surpass $800 billion in the coming years, XRP’s positioning as a bridge currency could see increased adoption if regulatory clarity improves.
Priced under $1, it remains a widely traded asset offering exposure to one of the most established payment-focused cryptocurrencies in the market.
3. Cardano (ADA)
Cardano is a third-generation blockchain platform developed to address scalability, interoperability, and sustainability challenges faced by earlier networks.
Founded by Ethereum co-founder Charles Hoskinson, Cardano employs a research-first approach, with all upgrades backed by peer-reviewed academic studies. Its Ouroboros proof-of-stake consensus mechanism is energy-efficient while maintaining strong decentralization and security.
The ADA token powers transaction fees, staking rewards, and governance participation. Cardano’s layered architecture separates settlement and computation, enabling higher efficiency and more secure smart contract deployment.
The platform has been gaining traction in decentralized finance (DeFi), identity solutions, and government-led blockchain initiatives, particularly in emerging markets.
Current development phases: Basho (scalability) and Voltaire (governance) are expected to improve throughput and enable on-chain decision-making.
With ADA priced under $1, the asset offers investors a chance to gain exposure to a robust blockchain ecosystem with a strong academic foundation, growing developer adoption, and long-term sustainability goals. All these make it a strategic consideration in diversified crypto portfolios.
4. Tron (TRX)
Tron is a blockchain platform designed to decentralize the internet and support high-throughput decentralized applications (dApps). Founded by Justin Sun in 2017, Tron operates on a Delegated Proof-of-Stake (DPoS) mechanism, allowing it to process thousands of transactions per second with negligible fees.
The TRX token is used for transaction fees, staking, and governance, as well as accessing services within the Tron ecosystem. Over the years, Tron has become a leading network for decentralized entertainment, gaming, and stablecoin transactions, consistently ranking among the top blockchains in terms of daily active users and transaction volume.
Its acquisition of BitTorrent expanded its reach into decentralized file sharing and streaming, further diversifying its use cases. With TRX priced affordably under $1, the network’s consistent growth in active addresses, DeFi integration, and NFT marketplace activity highlights its strong user engagement.
For investors, Tron offers a mix of scalability, low transaction costs, and broad adoption in multiple blockchain verticals.
5. Dogecoin (DOGE)
Dogecoin began as a meme cryptocurrency in 2013, inspired by the popular Shiba Inu dog meme, but has since evolved into a widely recognized and actively used digital asset.
Operating on a proof-of-work consensus mechanism similar to Litecoin, Dogecoin offers faster block times of around one minute, which makes the transactions quicker and more efficient than Bitcoin.
While it does not have a capped supply, its low transaction fees and strong community support have fueled adoption for tipping, microtransactions, and charitable fundraising. High-profile endorsements, including mentions from Elon Musk, have amplified DOGE’s visibility, leading to significant price surges during past bull cycles.
Dogecoin has also been increasingly accepted as a payment method by merchants and online platforms.
With a price under $1, DOGE’s appeal lies in its cultural influence, liquidity, and grassroots support, making it a unique case of a community-driven cryptocurrency maintaining relevance far beyond its original parody roots.
6. Stellar (XLM)
Stellar is a blockchain platform designed to facilitate low-cost, fast, and accessible cross-border payments, especially in underbanked and emerging markets.
Launched in 2014 by Jed McCaleb, a co-founder of Ripple, Stellar focuses on connecting financial institutions, payment systems, and individuals to move money globally with minimal friction. The XLM token, also known as Lumens, serves as a bridge asset to facilitate currency conversions and prevent network spam.
Stellar’s transaction fees are extremely low, and its network can handle thousands of operations per second with settlement times of just a few seconds.
Strategic partnerships with organizations like IBM’s World Wire payment system have bolstered its enterprise adoption. XLM’s emphasis on financial inclusion, coupled with its technical capabilities, makes it a strong contender in the remittance and micropayment space.
With its price remaining under $1, Stellar provides an affordable entry into a blockchain network aimed at transforming global financial accessibility.
7. Sui (SUI)
Sui is a high-performance Layer-1 blockchain developed by Mysten Labs, designed for low-latency transactions, horizontal scalability, and developer-friendly application building. It uses a unique consensus model that processes transactions in parallel, significantly boosting throughput and reducing costs.
The SUI token powers transaction fees, staking rewards, and on-chain governance. One of Sui’s standout features is its object-centric data model, which allows developers to build complex, interactive applications, particularly in the gaming, NFT, and metaverse sectors, without sacrificing speed or security.
Since its mainnet launch in 2023, Sui has gained traction for its ability to handle real-time use cases such as on-chain games and decentralized social networks.
Priced under $1, it offers investors early exposure to a next-generation blockchain infrastructure aiming to scale Web3 applications to mainstream adoption.
Its roadmap includes enhanced cross-chain interoperability and deeper integration with DeFi, positioning it as a versatile and technically advanced player in the evolving blockchain landscape.
Concluding The Best Cheap Crypto to Buy Now
While the market for affordable cryptocurrencies under $1 includes established names like XRP, Cardano, and Stellar alongside newer infrastructures like Sui, some emerging projects are also aligning closely with current adoption trends.
One such example is Tapzi, a skill-based Web3 gaming platform that emphasizes verifiable fair play, audited smart contracts, and scalable cross-chain infrastructure. Its roadmap integrates competitive gameplay with staking-based economies, NFT cosmetic assets, and developer tools for third-party integrations.
As blockchain gaming adoption continues to expand in parallel with broader market growth, platforms like Tapzi illustrate how low-cost, utility-focused tokens can position themselves for gradual, organic value appreciation in the coming market cycle.
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Source: https://coindoo.com/7-best-cheap-crypto-to-buy-now-for-staggering-gains-this-year-this-is-what-20-looks-like-before-it-turns-into-200000/