This Is What 1 XRP Could Be Worth If It Becomes the Backbone of Global CBDCs

Crypto News

XRP could be poised for a historic price surge if it becomes the default bridge currency for central bank digital currencies (CBDCs) worldwide.

Currently at $2.34, XRP has gained over 3% this week. Yet, many experts still consider it undervalued, especially considering its growing role in real-world payment infrastructure. One of the most compelling use cases that continues to gain traction is XRP’s potential to serve as a neutral, interoperable asset for CBDC transactions.

With over 130 countries, representing 98% of global GDP, now exploring or piloting CBDCs, the demand for a fast, efficient, and scalable bridge currency is rising. XRP, with its 3-second settlement time, low fees, and mature blockchain infrastructure, is frequently cited as a top candidate.

Estimating XRP’s Value in a Global CBDC Scenario

To estimate how high XRP’s price could go if it’s adopted as the bridge currency for CBDCs, analysts and models, like one provided by ChatGPT, evaluate three key variables: transaction volume, liquidity demand, and XRP’s circulating supply.

Transaction Volume:

The forex market processes over $7.5 trillion daily. If XRP were to bridge even 1% to 3% of this volume through CBDC-related flows, it would need to settle $75B to $225B per day.

Liquidity Demand:

Assuming each XRP is transacted 5 times per day, and the system handles $100 billion in daily volume, the network would require about $20 billion worth of XRP liquidity at any moment. With a circulating supply of 55 billion XRP, this alone suggests a baseline value of ~$0.36 per token, just for liquidity.

Speculation, Scarcity, and Holding Behavior:

Factoring in speculative demand and reduced supply due to long-term accumulation, XRP’s value could rise well above this baseline.

With basic CBDC adoption, XRP could rise to $10–$20
With broader usage and tighter liquidity, it could hit $50–$100
In an aggressive scenario with lower velocity and global adoption, XRP might surge to $120 or even beyond $500

These targets are not guaranteed, but represent logical outcomes based on XRP’s current strengths and the trajectory of global digital finance. The core assumption is that XRP becomes essential infrastructure for CBDC interoperability.

Notably, Ripple has already launched CBDC pilot programs with countries like Palau, Bhutan, Georgia, and Montenegro.

Minotaurus (MTAUR): Another High-Potential Altcoin to Diversify Into

While XRP is a heavyweight aiming for long-term dominance in the global payment space, Minotaurus (MTAUR) offers a faster-growth opportunity in a different but equally compelling sector: blockchain gaming.

MTAUR powers a hybrid casual gaming ecosystem inspired by Greek mythology, where players navigate dynamic mazes, collect digital assets, and interact in a player-owned economy. The game is designed to appeal to both casual gamers and Web3 natives, with features like:

Character customization and consumable item upgrades
Competitive arenas and mini-games
A fully on-chain item marketplace
Premium tickets and seasonal events
Real-time multiplayer with strategy and skill mechanics

Currently in presale at just 0.00012032 USDT, MTAUR’s token supply is extremely tight, especially compared to large-cap coins like XRP. This gives early participants outsized upside potential as user adoption ramps up.

Where XRP focuses on CBDC interoperability and global finance, MTAUR concentrates on entertainment, utility, and daily engagement, offering two distinct, high-potential bets on the future of blockchain technology.

Bottom Line:

Whether XRP reaches $50, $100, or even $500, the journey will likely be long. MTAUR, on the other hand, provides early-stage access to a gaming-native token with immediate utility and a fraction-of-a-penny entry price.

For savvy crypto participants, holding both could strike the right balance between stability and explosive upside. With an imminent listing and price spike, now is the best time to enter MTAUR at a bargain before it shoots up amid public frenzy.

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Author

Alexander Stefanov

Reporter at Coindoo

Alex is an experienced financial journalist and cryptocurrency enthusiast. With over 8 years of experience covering the crypto, blockchain, and fintech industries, he is well-versed in the complex and ever-evolving world of digital assets. His insightful and thought-provoking articles provide readers with a clear picture of the latest developments and trends in the market. His approach allows him to break down complex ideas into accessible and in-depth content. Follow his publications to stay up to date with the most important trends and topics.