The federal student loan pause is being extended through August

President Joe Biden will extend the pause on federal student loan payments once again, this time likely through the end of August 2022, several news outlets have reported, citing sources familiar with the matter.

The U.S. Department of Education did not immediately respond to Fortune‘s request for confirmation of the change. But if the moratorium on loan payments and interest accrual is extended, it will be the fifth time since it was first enacted in March 2020 under President Donald Trump to help those who might be struggling to make payments during the coronavirus pandemic. The pause does not apply to private student loans.

With inflation soaring, the relief will come at a welcome time for the estimated 37 million borrowers who have had payments waived since the start of the pandemic. Collectively, they have saved around $195 billion, according to the New York Federal Reserve, and their credit scores have jumped.

Around 18% of borrowers have made federal student loan payments throughout the pause, the Fed report found. Experts encourage those who can afford to make payments on their federal loans to do so, as their whole payments will go toward the principal balance of the loan, rather than the interest, which is currently set at 0%. That will help them pay the loans down faster.

That said, one group of borrowers are better off not making payments right now: Those working toward student loan forgiveness, like through the Public Service Loan Forgiveness (PSLF) program. The months of the pause still count toward the total number of payments those borrowers need to make (120 is the payment count for PSLF, for example).

Many experts predicted the pause would not expire May 1. Last week, a group of 100 Democratic lawmakers sent Biden a letter urging him to extend the pause. Some Democrats also want the president to go farther, forgiving more debt or cancelling loans outright.

During his presidential campaign, Biden supported cancelling $10,000 worth of student loan debt for all federal borrowers. Since taking office, he’s made little movement on the promise, though his administration has forgiven debt for some disabled adults and some defrauded borrowers. The Education Department has also temporarily expanded eligibility for PSLF, and 100,000 borrowers have had their loans forgiven as a result of those changes since October 2021.

This story was originally featured on Fortune.com