At its latest Sessions conference, Stripe announced over 60 product enhancements, signaling a major push into AI-driven infrastructure, stablecoin adoption, and global financial services.
Below are the highlights across core product areas:
AI and Payments Innovation
Payments Foundation Model: Stripe unveiled the world’s first foundation model for payments, trained on billions of transactions. It has dramatically improved fraud detection—boosting card-testing attack detection from 59% to 97%.
Stripe Orchestration: A new tool to manage multiple payment processors within the Stripe ecosystem.
Optimized Checkout: Enhancements include AI-personalized checkout experiences using over 100 real-time signals, and support for over 125 payment methods, including stablecoins and real-time payment systems like Pix and UPI.
Embedded Mobile Payment Element: Now available for easy integration into mobile apps.
Stablecoins and Money Management
Stablecoin Financial Accounts: Coming soon in 101 countries, allowing users to hold, send, and receive stablecoin balances alongside fiat.
Global Payouts: Businesses can now pay users in 58 countries using just an email address.
USDC Visa Card: Users will be able to access a USDC-denominated Visa card, powered by Stripe Issuing and Bridge.
Fraud, Risk, and Intelligence Tools
Authorization Boost: AI that optimizes retries and card updates automatically.
Smart Disputes: Automates dispute responses with tailored evidence.
Radar Expansion: Now supports ACH, SEPA, and custom fraud scoring via API.
AI-powered anomaly alerts for enterprise support users flag authorization rate issues with 90%+ precision.
Billing, Tax, and Financial Reporting
Stripe Scripts: Enables custom logic inside Stripe Billing.
Tax in 102 Countries: Expanded global tax collection support and new integrations from Anrok, Avalara, and Sphere.
Real-time Revenue Recognition: Speeds up access to financial data for faster closing.
Sigma & Data Pipeline: Now deliver insights within 3–6 hours and support organization-wide data visibility.
Embedded Finance and Platform Tools
Connect Updates: New Radar for platforms, networked onboarding, and expanded dashboard metrics for financial performance.
Stripe Capital: Now available for platforms using third-party underwriting data.
Stripe Issuing: Soon supports consumer credit card programs, with full control over licensing and banking relationships.
Developer Tools and AI Assistants
Stripe Workflows: Build and deploy multistep logic flows across products with no code.
Order Intents API: Quickly spins up commerce agents.
Stripe Profiles: Public identity for B2B payments and invoicing across the Stripe network.
Stripe Verified: Offers compliance guidance and tailored protections for global payments.
AI Dashboard Assistant: Use natural language in the Stripe Dashboard to complete tasks like issuing refunds or generating links.
Conclusion
With its latest releases, Stripe is cementing itself not just as a payment processor, but as a comprehensive fintech infrastructure provider. By blending AI, crypto, embedded finance, and global compliance, Stripe is shaping the future of money movement for developers and businesses worldwide.
Source: https://coindoo.com/stripe-unveils-major-upgrades-ai-models-stablecoin-accounts-and-global-payments-expansion/