Key Insights:
- Stablecoin news highlights AllUnity’s launch of MiCA-compliant CHF token CHFAU under BaFin oversight.
- CHFAU is backed 1:1 by segregated Swiss franc reserves and issued on Ethereum as an ERC-20 token.
- The token targets institutions and expands AllUnity’s multicurrency stablecoin platform.
Stablecoin news is drawing attention after Deutsche Bank-backed AllUnity launched CHFAU, a Swiss franc-pegged digital token built for institutional markets.
The company introduced the asset as a fully compliant e-money token under Europe’s Markets in Crypto-Assets framework.
AllUnity confirmed that CHFAU is backed 1:1 by Swiss franc reserves. The reserves are held in segregated accounts. The token launched on Ethereum as an ERC-20 asset, with additional blockchain integrations planned later this year.
The rollout follows AllUnity’s earlier launch of EURAU, a euro-backed token. The company now operates a multicurrency platform designed for payments, settlement, and treasury operations.
Stablecoin News: CHFAU Launches Under MiCA and Crypto Regulation Framework
The stablecoin news focuses on compliance with MiCA and crypto regulatory standards. AllUnity obtained an E-Money Institution license from Germany’s financial regulator, BaFin, in July 2025.
The license allowed the company to issue regulated e-money tokens throughout the European Union.
CHFAU operates within that regulatory framework. AllUnity said that the token is a MiCA-qualified e-money token. The structure is to comply with EU oversight requirements, not merely Swiss supervision.
The stablecoin is only accessible to institutional and professional investors. Access is via the AllUnity Mint Platform, with retail distribution not part of the start-up.
Alexander Hoeptner, Chief Executive Officer of AllUnity, called the launch a step forward in the company’s regulated payments strategy. He said that the main purpose of CHFAU is to offer a trusted digital Swiss franc for institutional settlement.
He also mentioned cross-border payments, digital asset markets, and liquidity management as use cases.
AllUnity counts DWS, Deutsche Bank’s asset management arm, as a backer. Flow Traders and Galaxy also support the venture. The platform focuses on corporate and institutional market participants.
CHFAU Expands AllUnity’s Multicurrency Stablecoin Strategy
AllUnity said CHFAU stablecoin strengthens its multicoin, multicurrency, and multichain framework. The addition of a Swiss franc token builds on the existing EURAU product, which is denominated in euros. Together, the tokens enable multi-currency settlement within a regulated structure.
The company stated that it moved from concept to launch within months. Höptner attributed the speed to AllUnity’s platform’s scalability. He added that the launch marks the beginning of broader changes in global liquidity movement.
Although AllUnity describes CHFAU as the first MiCA-compliant Swiss franc stable token, other CHF-backed tokens already exist. Data from DefiLlama shows three active Swiss franc stablecoins. These include Frankencoin (ZCHF), VNX Swiss Franc (VCHF), and Hedera Swiss Franc (HCHF).
However, those projects are not operated under MiCA oversight via BaFin. AllUnity’s model puts the token in the EU’s regulatory perimeter. The difference could have implications for cross-border usability in the European market.
CHFAU currently operates on the Ethereum blockchain. In addition to the stablecoin news, AllUnity confirmed plans to have the token on other blockchain networks later this year. However, the company did not reveal specific timelines for those integrations.