A new price prediction from Perplexity AI offers a cautious outlook for XRP in 2026.
While some AI models have been bold with their long-term expectations, Perplexity’s latest estimate reflects a more tempered view of XRP’s future, shaped by legal hurdles, regulatory uncertainty, and the cryptocurrency’s slow pace of institutional integration.
This revised forecast contrasts with previous high-end predictions from the same model, which at one point suggested XRP could reach as high as $20 if global adoption and favorable regulations aligned. However, recent sentiment has cooled, and Perplexity now emphasizes that unresolved legal battles, especially Ripple’s ongoing tension with U.S. regulators, remain a major limiting factor for price appreciation.
Other AI Models Paint a More Bullish Picture
In comparison, other AI tools like ChatGPT and Gemini remain slightly more optimistic, projecting XRP’s price in 2026 to range between $3.50 and $6.00. These models build their outlook on the assumption that Ripple will make significant progress with cross-border payment partnerships and that growing institutional interest in blockchain-based remittance solutions will favor XRP over time. Additionally, broader crypto market momentum—if it mirrors the cycles seen in 2017 or 2021—could further support such a rally.
Meanwhile, DeepSeek AI offers a far more aggressive stance. Its bullish scenario points to XRP surging to as high as $30, driven by the idea that RippleNet and On-Demand Liquidity (ODL) could secure a significant share of global foreign exchange flows. However, this hinges on widespread central bank cooperation and major financial institutions adopting XRP as a settlement layer—two factors that remain uncertain for now.
A Realistic Path or Missed Opportunity?
Unlike these more bullish takes, Perplexity AI’s projection appears grounded in caution. The model factors in persistent resistance near the $3.40 region, the historical volatility of XRP, and the overall instability of U.S. crypto policy. It suggests that while XRP might see moderate growth from current levels, the explosive returns expected by some may be overly optimistic without clear and rapid progress in the legal and regulatory arena.
That said, institutional interest continues to rise in the background. Ripple’s expansion into Asia, the Middle East, and Latin America through ODL corridors is gaining traction, and the company has hinted at new developments in stablecoins and CBDCs. These efforts could help XRP unlock new value—if paired with favorable developments on the compliance front.
Ultimately, XRP’s outlook for 2026 is a battle between potential and uncertainty. While some models foresee transformative growth, others like Perplexity AI advise patience. The next 18 months will be critical in determining which side of that debate proves correct.
Alexander Stefanov
Reporter at Coindoo
Alex is an experienced financial journalist and cryptocurrency enthusiast. With over 8 years of experience covering the crypto, blockchain, and fintech industries, he is well-versed in the complex and ever-evolving world of digital assets. His insightful and thought-provoking articles provide readers with a clear picture of the latest developments and trends in the market. His approach allows him to break down complex ideas into accessible and in-depth content. Follow his publications to stay up to date with the most important trends and topics.
Source: https://coindoo.com/perplexity-ai-predicts-price-of-xrp-for-2026/