How To Use AI To Maximize Your Inflation Relief Payments

Key takeaways

• Over a dozen states have or will send inflation relief payments to citizens to lessen the burden of inflation
• AI can maximize your returns by analyzing greater volumes of information, generating unique insights and effectively managing risk
• If you don’t need to pay bills or boost your emergency fund, consider making a lump-sum investment to accelerate your return potential

During the pandemic, the federal government issued three rounds of stimulus checks to keep struggling Americans afloat. Now, as inflation munches workers’ wallets, several states are issuing their own emergency payments. Some call them stimulus checks, tax rebates or inflation relief payments – all intend to give citizens a boost in hard times.

Wait, where’s my inflation relief payment?

Unfortunately, not every state is handing out financial relief, and no two states are handing the same relief to all citizens.

We won’t cover them all today, but some of the largest payments ($500 or more) are going out in Alaska, California, Colorado, Maine, New Mexico and South Carolina. (Read more about these inflation relief payments here.)

Admittedly, these payments come at a unique time. While inflation continues to batter households’ finances, the U.S. remains in the throes of a surprisingly tight labor market, complete with worker shortages, rising wages and robustly low unemployment.

At the same time, GDP data suggests we’re in a technical recession, though the debate about whether and when we’ll enter a “true” recession rages on.

What should you do with your inflation relief payment?

These inflation relief payments are designed to ease financial burdens on America’s lower and middle-class families. Some people may spend it on bills, rent or food, among other daily essentials. Others might stash it in a high-interest emergency savings account or put it toward that new house or car.

But naturally, we here at Q.ai have another suggestion: investing. If you’re belly’s full, your rent’s paid and your emergency fund is plump, investing a substantial lump sum can really accelerate your long-term earnings.

And there’s no better way to invest than with AI at your side.

5 ways AI can maximize your inflation relief payments

AI – artificial intelligence – is a concept straight out of science fiction. And while the phrase may conjure thoughts of futuristic robots or killer computer programs, there’s much more to it than that.

For instance, in the fintech (financial technology) space, AI is trained to analyze data and generate patterns, predictions and other outcomes. In particular, Q.ai uses a wide range of specially-trained AI applications to help investors make smarter money moves.

Here’s how Q.ai’s AI investment algorithms can make the most of your inflation relief payments.

Automating investment data collection

Even for hedge funds with tons of money and resources, investment research and analysis is a costly endeavor. It requires analysts, industry specialists and a ton of capital and expensive software to remain competitive. Even then, there’s a substantial risk of making the wrong investments at any given point.

But AI can work faster and cheaper (and once trained, without the need for human involvement). The technology is only getting better, often resulting in quicker, more intelligent insights for investors and analysts alike.

Generating unique insights using alternative data

Admittedly, AI is still in its early stages – the learning years, if you will. For now, AI relies on existing databases of knowledge and information to train its algorithms on spotting patterns, drawing conclusions and generating predictions.

Take the internet-based Dall-E Mini (recently rebranded as Craiyon), an open-source AI that generates images based on text using existing art and photos as “inspiration.”

In a similar vein, there’s the Colorado artist who stirred up controversy when his artificial intelligence painting won the Colorado State Fair’s digital art contest.

And let’s not forget the creepy Loab woman making rounds in the artificial intelligence painting community.

But the way that investment AI works is slightly different. Instead of creating subjective art based on subjective tastes, it picks through objective data like numbers and historical trends to generate predictions and forecast investment performance.

Not only can AI analyze data faster and from more angles, but it also processes a wider variety of data. (Think examining satellite imagery to estimate how today’s crop growth could sway future commodity prices.)

Using this kind of complicated analysis, Q.ai’s artificial intelligence can generate unique, actionable insights using a mix of traditional and alternative data.

Managing risk more effectively

At Q.ai, we use artificial intelligence algorithms to guide investment selection within each “basket,” or Investment Kit. Beyond designing our Kits, we also use AI to help manage and contain risks within and between each Kit.

To start, Q.ai diagnoses each Kit’s specific risk level and its correlation to other Kits. Then, we use AI-generated allocations to balance investments across Kits to better manage and, when possible, minimize risks. Over time, our AI uses these strategies to optimize returns and reduce the impact of large downswings.

Providing unique Portfolio Protection features

Our AI might manage risks, but it can’t eliminate them entirely. That’s where our one-of-a-kind Portfolio Protection feature kicks in.

When investors trigger Portfolio Protection, our AI-powered forecasts adjust certain factors to account for potential negative impacts. For instance, our AI assesses interest rate, oil price and volatility risks in our backbone Foundation Kits. Then, we use multiple neural networks to forecast potential impacts of these risks.

Using the resulting data, Portfolio Protection may add hedging strategies to offset expected downturns. While the resulting precautions may slightly stunt growth, they can also greatly reduce risk in volatile markets, limiting each investment’s downside risk.

Diversifying your portfolio

Finally, Q.ai makes it easy to start investing with instant diversification.

Each of our Kits, regardless of type or goal, invests in a basket of handpicked (well, AI-picked) securities. From the Large Cap Kit’s focus on bigger businesses to Bitcoin Breakout’s concentration on cryptos, our AI makes it easy to spread your eggs among multiple assets and/or industries.

And, since you can invest in more than one Kit at a time, you can layer your diversification – and the power of AI – to enhance your investment strategy.

Boosting your inflation relief payments with Investment Kits

We’ve mentioned these “Investment Kits” a few times now, so we thought it only fair to provide a brief explainer.

Q.ai’s Investment Kits are one-click investments containing a basket of stocks, bonds, ETFs, cryptocurrencies and other vehicles. All told, Kits can contain anywhere from 5 to 50 securities and are rebalanced weekly for maximum efficacy.

Each Kit is powered by AI to simplify investment success for retail investors who lack the time, resources or knowledge to invest like the pros. We group them into four basic categories, each relying on expert portfolio management techniques and guided by the power of neural networks.

Foundation Kits serve as the base for your investment portfolio. We offer three paths, with each emphasizing tech, value or global microtrends.

Limited Edition Kits make themed short-term trades to tap into AI-predicted trends. Because trends fade, these Kits may only last a few weeks before expiring forever.

Specialty Kits allow investors to tap into popular themes like meme stocks, crypto or clean energy. But unlike our Limited Edition Kits, they don’t expire – merely evolve with time.

Community Kits allow investors to leverage Q.ai’s unique partnership with Forbes, building Kits based on crowdsourced feedback.

If you’re curious how Q.ai’s Investment Kits can impact your financial life, check out our full explainer here.

Q.ai makes investing a piece of (artificially generated) cake

For many, rising inflation has meant struggling to pay rent, buy food or enjoy luxuries the way you used to. That’s why many states are issuing their inflation relief payments: to take the sting out of the post-Covid economy.

But if you don’t need the money now, our AI can help you turn a few hundred dollars into a few thousand. (With enough time, anyway.)

And if you’re not sure where to start, we can help there, too. By combining our Inflation Kit with Portfolio Protection, you can hedge your bets in more ways than one – and even earn profits when others see losses.

Download Q.ai today for access to AI-powered investment strategies. When you deposit $100, we’ll add an additional $50 to your account.