As digital assets inch closer to mainstream finance, Deutsche Bank AG is actively evaluating how to enter the stablecoin and tokenized deposits space.
According to Sabih Behzad, the bank’s head of digital assets and currencies transformation, the firm is considering multiple approaches—including potentially issuing its own stablecoin or joining broader industry initiatives.
“Banks have a wide variety of options to engage in the stablecoin industry,” Behzad said. “From acting as reserve managers to creating their own token—independently or as part of a consortium.”
Shifting Regulatory Winds Create Opportunity
With the European Union’s MiCA framework in effect and U.S. lawmakers progressing on stablecoin legislation, global banks are starting to view blockchain integration as less risky—and more strategically necessary.
Deutsche Bank’s exploration is part of a broader institutional pivot toward digital rails. The goal is to unlock greater efficiency in settlement, payments, and liquidity flows, leveraging the programmable nature of tokenized assets.
“We can certainly see the momentum of stablecoins along with a regulatory supportive environment, especially in the US,” Behzad noted.
Tokenized Deposits: Another Play for the Payments Future
Beyond stablecoins, Deutsche Bank is also assessing whether to develop its own tokenized deposit product for real-world payments. These blockchain-based representations of customer deposits could help the bank streamline internal transfers, reduce settlement risk, and expand cross-border capabilities.
While many such initiatives have stalled or remained confined to pilot programs, Deutsche Bank sees improving regulation and infrastructure as tipping points. Still, the bank emphasized that real-world impact is still early and fragmented.
Conclusion: Slow Shift, But Stronger Signals
Though the industry still lacks large-scale deployment of blockchain-native banking products, Deutsche Bank’s engagement underscores growing confidence among major financial institutions. Whether it launches a proprietary stablecoin, joins a consortium, or builds tokenized payment tools, Germany’s biggest bank is clearly preparing for a blockchain-integrated future.
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Kosta Gushterov
Reporter at Coindoo
Kosta has been a part of the team since 2021 and has solidified his position with a thirst for knowledge, incredible dedication to his work and a “detective-like” mindset. He not only covers a wide range of trending topics, he also creates reviews, PR articles and educational content. His work has also been referenced by other news outlets.
Source: https://coindoo.com/deutsche-bank-eyes-stablecoin-launch-tokenized-deposit-solutions/