ChatGPT has outlined its price expectations for XRP heading into February 1, 2026, projecting a moderately bullish outlook while highlighting clear upside and downside risks tied to market conditions and regulation.
According to ChatGPT’s assessment, the most likely trading range for XRP by that date is between $2.25 and $2.60. This base-case scenario reflects expectations that the token will continue consolidating slightly above current levels, supported by steady market participation but without a decisive breakout.
In a more optimistic scenario, ChatGPT sees XRP rising into a $2.60 to $3.10 range. This outlook assumes stronger momentum across the broader crypto market, improved investor sentiment, and positive catalysts such as regulatory progress or renewed strength in major assets like Bitcoin and Ethereum. Under these conditions, XRP could challenge higher resistance levels and briefly trade near or above the $3 mark.
XRP downside outlook
On the downside, ChatGPT noted that XRP could slip back toward the $1.90 to $2.20 area if momentum weakens. This bearish scenario is linked to potential muted trading volumes or renewed uncertainty that could keep the token locked in its recent consolidation zone.
The price ranges are informed by a combination of technical trends, model-based projections, and broader market sentiment.
Short-term technical views suggest XRP may hover around the low-to-mid $2 range if resistance levels are gradually tested and broken.
This outlook comes as XRP continues to record notable on-chain changes. In particular, the network has recorded its highest level of daily transactions in nearly six months. Data from January 2026 shows that the XRP Ledger is processing about 1.45 million transactions per day, extending a steady rise in network activity that began in late 2025.
The increase has been linked to the expansion of Ripple’s On-Demand Liquidity payment corridors and the integration of stablecoins such as RLUSD, which have boosted transaction flows across payment and decentralized finance use cases.
On the other hand, on-chain data indicates that the XRP network has seen a notable drop in the number of new addresses created on the platform in 2026.
XRP price analysis
By press time, XRP was trading at $2.06, having made modest gains of less than 0.1% in the past 24 hours. On the weekly timeframe, the asset is down about 1.5%.

At its current price, XRP is sitting just above its 50-day simple moving average (SMA) of $2.02. This positioning suggests short-term price action is relatively stable, with the 50-day SMA acting as nearby support rather than resistance.
However, the much higher 200-day SMA at $2.54 highlights a clear longer-term downtrend, indicating that XRP remains structurally weak and would need a sustained move higher to shift its broader technical outlook.
Meanwhile, the 14-day RSI stands at roughly 51, firmly in neutral territory. This indicates neither overbought nor oversold conditions and signals a lack of strong directional momentum.
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Source: https://finbold.com/chatgpt-sets-xrp-price-for-february-1-2026/