7 Best XRP Wallets [Cold & Hot Storage] in 2025

The XRP Ledger is a decentralized network designed for fast and low-cost digital asset transactions. Its native cryptocurrency, XRP, is a major player in the crypto market, boasting a substantial market capitalization of $185 billion. With XRP’s growing popularity and recent price surges, many users are seeking the best ways to store and manage their XRP securely. This guide explores the top XRP wallets, featuring both cold and hot storage solutions to suit various needs.

Examining the best XRP wallets in 2025

Our list includes both hot and cold wallets for XRP. To better understand the difference between these two types of cryptocurrency wallets we’re about to cover on our list, make sure to take a look at our article comparing hot wallets vs. cold wallets.

1. Ledger – The best cold wallet for XRP

Ledger’s hardware wallets are our top choice when it comes to XRP cold wallets. Ledger devices are relatively affordable and provide a very high degree of security for your XRP holdings. Many people swear by them, and it’s no secret that Ledger devices are considered the best crypto hardware wallets.

Ledger’s hardware wallets support more than 5,500 different cryptocurrencies, and feature a Secure Element with an EAL5+ certification. 

The reason why hardware wallets such as Ledger’s devices are so effective at protecting users’ cryptocurrency is that they securely store private keys without exposing them to potentially vulnerable devices (such as your desktop computer or mobile phone). When you connect your hardware wallet to your desktop computer or mobile phone, the hardware wallet only signs the transaction, but doesn’t reveal the private keys. 

When connecting your Ledger to another device, you can use it with Ledger’s own Ledger Live software, or connect it to other XRP wallet software that supports Ledger devices.

Both the Ledger Nano S Plus and the Ledger Nano X are excellent choices for XRP holders. The main difference between the two is that the Nano X supports Bluetooth connectivity, while the Nano S Plus can only connect to devices via a USB cable.

Buy Ledger Wallet

2. Trezor Model T – Open-source alternative for XRP cold storage

The Trezor Model T is a wallet from Trezor, a highly reputable developer of open-source hardware cryptocurrency wallets. The Model T is the most advanced wallet model offered by the company, and features a colorful touchscreen display that streamlines the user experience compared to most other hardware wallets.

The Model T supports the Shamir Backup security standard, which allows users to split their backup into multiple recovery shares. Users can decide on the number of shares required to reconstruct their private keys. 

For example, you could distribute several shares among trusted individuals and store additional shares in various secure locations. This strategy makesit highly unlikely for all shares to be compromised or destroyed simultaneously.

We should mention that the Trezor Model One, which is the most affordable device in Trezor’s range of hardware wallets, does not support XRP. If you want to store XRP and want a Trezor hardware wallet, you’ll have to opt for the company’s flagship model, the Trezor Model T.

Get a Trezor Model T

3. Tangem – XRP cold wallet with a credit card form factor

Tangem is one of the most unique cold wallets on the market, mainly because it resembles a credit card and lacks a display. This wallet is designed to operate with NFC-enabled devices like smartphones.

Despite its minimalist design, Tangem is quite versatile, supporting over 6,000 crypto assets across 30 different blockchain networks, including XRP. It meets the high-security EAL6+ standard and has been audited by Kudelski Security. 

Tangem wallets are typically sold in packs, which allows users to maintain multiple backups; these packs can include up to three cards. 

The Tangem wallet is an interesting choice if you like the form factor and portability. It’s also arguably easier to use than hardware wallets with awkward button interfaces and small screens. Notably, Tangem also offers a replacement warranty that applies for more than 25 years.

Get a Tangem Wallet

4. SafePal S1 Pro – Crypto hardware wallet with a large color screen

The SafePal S1 Pro is a hardware wallet developed by SafePal, a trusted provider of cryptocurrency storage solutions. Designed with a sleek aluminum alloy and tempered glass body, the S1 Pro stands out with its premium look and intuitive user interface, making it an excellent choice for both beginners and experienced users.

One of its key features is the large color screen, which simplifies navigation and eliminates the need for physical buttons, offering a smoother user experience. The device supports over 100 blockchains and thousands of cryptocurrencies, including NFTs, ensuring compatibility with a wide range of digital assets.

The S1 Pro is equipped with a CC EAL5+ secure chip, the same advanced chip used in Ledger devices, providing robust security for users’ private keys. Its connectivity options include USB-C and QR code, and it works seamlessly with iOS, Android, Windows, and MacOS.

Although it lacks Bluetooth connectivity, the SafePal S1 Pro is a competitive option for users seeking a secure, user-friendly wallet at an affordable price point.

Get a SafePal S1 Pro

5. Trust Wallet – A popular multi-currency wallet with XRP support

Trust Wallet is one of the most popular multi-currency crypto wallets available on the market today. The wallet is best known for supporting a truly impressive range of different cryptocurrencies, including XRP. This unparalleled flexibility means that regardless of which cryptocurrencies you’re investing in, chances are you’ll be able to store all of them within Trust Wallet.

Trust Wallet includes advanced security measures such as biometric authentication, PIN code protection, and encrypted storage to help protect user assets. The wallet also doesn’t collect or sell any personal information from users.

The wallet implements a non-custodial design, which means that you retain full control over the private keys necessary to access your cryptocurrency. Of course, this also means that you have the responsibility to keep your private keys safe.

If you’re tired of hopping between wallets to access different cryptocurrencies, Trust Wallet could be a great option for you as it will likely allow you to manage all of your crypto holdings in one place. Because of its outstanding features, Trust Wallet is considered to be one of the best Web3 wallets. 

Get TrustWallet

6. Xaman – The best hot wallet for XRP

Xaman is a wallet that is specifically designed for the XRP Ledger, which makes it a great choice for dedicated XRP users. Xaman is a non-custodial wallet, which means that the user has control over their private keys and doesn’t need to trust any third party to store them securely.

You can use the Xaman wallet to securely store and transact with your XRP coins, or even access more advanced functionality such as the built-in decentralized exchange feature of the XRP Ledger.

The Xaman wallet makes it easy to create multiple accounts on the XRP Ledger and manage all of them with a single wallet instance. The wallet also simplifies the process of using tools and applications that are powered by the XRP Ledger.

If you’re looking for a software wallet that offers the best support for XRP possible, Xaman is likely the best option on the market. If you would also like to store other cryptocurrencies, however, it’s best to look elsewhere.

Get Xaman Wallet

7. GateHub – Crypto wallet with strong XRP support and extra security features

GateHub is a well-known company in the XRP ecosystem, and it offers a multi-currency wallet that’s focused on XRP and XRP Ledger ecosystem tokens. The GateHub Wallet also provides native support for trading on the XRP Ledger’s built-in decentralized exchange, a feature that’s absent from many other wallets that support XRP.

The GateHub Wallet is available on desktop devices, as well as mobile devices using the iOS and Android operating systems. 

Users who are willing to pay a subscription fee can access Wallet Protect, a crypto insurance solution that allows users to be reimbursed in case their cryptocurrency gets stolen. Wallet Protect subscribers also benefit from additional security provided by a multi-signature wallet setup.

In addition to supporting XRP and assets issued on the XRP Ledger, the GateHub wallet can also be used to store and transact with a variety of other cryptocurrencies, including Bitcoin, Ethereum, Litecoin, Flare, and many others. So, if you’re primarily an XRP investor but also hold other cryptocurrencies, GateHub wallet is a compelling option to consider.

Get GateHub Wallet

The bottom line

XRP holders have access to a wealth of options when it comes to the best XRP wallets. Our list, which includes both hot and cold wallets for XRP, provides a variety of solutions tailored to different needs, whether you’re a casual investor seeking simplicity or a seasoned trader requiring advanced security features. Each wallet on this list has been selected for its reliability, functionality, and ease of use, ensuring that XRP investors of all levels can find the right fit.

When choosing a wallet, it’s essential to consider your specific requirements, such as security, convenience, and compatibility with other features like staking or decentralized applications. Cold wallets (also known as air-gapped wallets)offer unparalleled security for long-term storage, while hot wallets are ideal for frequent transactions and ease of access.

For those looking to expand their knowledge and involvement in the XRP ecosystem, make sure to check out our article highlighting the best XRP airdrops. Exploring these opportunities can help you maximize the benefits of your XRP holdings while staying informed about the latest developments in the space.