XRP is poised to explode by 500% and potentially overtake Ethereum to become the second-largest cryptocurrency by market capitalization, according to a bold prediction by Standard Chartered.
The forecast highlights several catalysts: the final settlement between Ripple and the SEC involving a $50 million penalty, growing institutional adoption, and the anticipated approval of an XRP ETF.
These insights come from a report by Geoffrey Kendrick, Global Head of Digital Assets Research at Standard Chartered, published via The Block.
“By the end of 2028, we see XRP’s market cap overtaking Ethereum’s,” Kendrick stated in an email to The Block, adding, “That would make XRP the second-largest (non-stablecoin) digital asset at that time.”
If the prediction proves accurate, it could send shockwaves through the crypto market—potentially sparking a new wave of volatility and prompting investors to seek the best crypto to buy now, especially among promising crypto ICOs.
Mix of Regulatory Developments, Institutional Adoptions and Expanded Use Cases Could Lead to XRP’s Growth – Report
The report offered a detailed rationale for why XRP could overtake Ethereum in the near future. Geoffrey Kendrick pointed to a combination of recent regulatory progress, Ripple’s legal resolution with the SEC, the prospect of a more crypto-friendly U.S. administration, and the expanding use cases within the XRP ecosystem as key drivers behind the bullish prediction.
Notably, Ripple has agreed to settle its long-standing case with the U.S. Securities and Exchange Commission, reducing the financial penalty from $125 million to just $50 million—significantly lower than what had been proposed under the previous administration.
Kendrick also expects the SEC to approve an XRP ETF by the end of Q3 2025, which would further validate XRP in the eyes of institutional investors and potentially unlock significant liquidity.
On the development front, Ripple continues to expand aggressively. Ripple President Monica Long recently announced that Ripple will acquire Hidden Road in a $1.25 billion deal—making it the first company to own and operate a global, multi-asset prime broker.
In terms of technicals, XRP has established a clear upward momentum, with multiple consecutive green candles forming on its price chart.
The XRP price is currently trading above the $2.1 level, with a market capitalization upwards of $125 billion. With $2.2 acting as the immediate resistance, analysts suggest XRP may soon retest its second all-time high—and if Standard Chartered’s forecast holds, it could push as far as $12.5, overtaking Ethereum.
While XRP Flies High, Ethereum Struggles to Maintain Momentum
The growing narrative that XRP could soon flip Ethereum has been reinforced by the recent struggles faced by the world’s largest altcoin.
For one, Ethereum’s price has corrected by more than 60% since December 2024, and institutional demand appears to be weakening. A clear indicator of this is the substantial outflow of over $94.1 million from Ethereum-focused investment vehicles in the past few weeks.
Network activity has also seen a sharp decline over the last 30 days. With a 33% drop in the number of unique active wallets, Ethereum’s transaction fees have plummeted—reducing the amount of ETH burned and leading to an inflationary trend..
At the time of writing, ETH is trading around the $1.6K level, with a market capitalization just above $185 billion.
Since most altcoins are built on the Ethereum chain, any sustained drop in Ethereum’s performance is likely to ripple through their native token prices—unless those chains offer unique and independent utility. As a result, investors looking to hedge against market risk may find better opportunities in crypto presales instead.
Best Crypto to Buy Now – Presales with Massive Upside Potential
BTC Bull
XRP’s recent growth may partly be attributed to Bitcoin surging past the $84K resistance. However, this is merely a passive effect of Bitcoin’s rally that XRP managed to ride. BTC Bull, on the other hand, takes a more active approach.
This meme coin project has built an ecosystem that mirrors Bitcoin’s growth in real time, aiming to help low-cap investors benefit directly from BTC’s bullish trajectory.
Among its standout features is a token burn mechanism, designed to leverage supply-demand dynamics in favor of long-term holders. Additionally, BTC Bull offers Bitcoin airdrops, rewarding its community with free BTC as part of its unique tokenomics.
With over $4.5 million already raised, investor interest is clearly gaining momentum.
Crypto YouTubers like Casperer have reviewed BTC Bull favorably, noting its potential to ride the wave of the next major bull run.
SUBBD
SUBBD is a decentralized content creation platform built for the Web3 ecosystem, powered by AI-driven tools. This AI creator coin aims to give users the ability to generate and monetize their own AI content within a market valued at over $85 billion.
Tapping into a space with more than 250 million active followers across platforms, SUBBD has already onboarded top content creators to kickstart its growth.
According to the team, SUBBD’s AI tools will handle a range of administrative tasks for creators, including fulfilling custom content requests—helping them save time and scale output efficiently.
At its core, SUBBD is designed to power a more rewarding “create-to-earn” economy. Creators can boost their revenue by upselling enhanced content through AI, while fans can participate in an entirely new mode of interaction—one that goes beyond simple transactions into actual collaboration.
Even content distributors stand to gain, as SUBBD offers perks to those who share content—a move intended to discourage piracy and unauthorized leaks.
YouTuber Alessandro De Crypto recently reviewed the project and highlighted its unique utility, stating that SUBBD could have 100x potential in the upcoming cycle.
MIND of Pepe
MIND of Pepe is an AI-driven cryptocurrency project that has captured attention through its meme-based appeal. In a market that could grow increasingly volatile—especially if XRP manages to flip Ethereum—such meme-based narratives could play a vital role in driving engagement and momentum.
However, beyond its meme aesthetic, MIND of Pepe also positions itself as an AI agent token. According to its tech roadmap, this AI agent will be capable of interacting with the broader crypto community on social media—providing real-time insights, discussing market conditions, and delivering sharp commentary.
Other features of the project include real-time intelligence tools and hive-mind analysis, with perks such as alpha calls exclusive to holders and immediate market insights. A token deployment utility is also in development, though further details are still being released.
Simply put, MIND of Pepe blends meme coin charm with functional AI-driven perks. While the concept isn’t groundbreaking, its familiar imagery and practical utility could give it long-term staying power—making it a project to watch in both the short and long term.
Final Words
The sentiment that XRP could flip Ethereum has been gaining traction for some time now. John E. Deaton, founder of CryptoLawUS, echoed these views in a tweet posted on April 9.
While this may appear as good news for XRP holders and institutional investors, the potential flipping of Ethereum could inject significant volatility into the broader crypto market.
To prepare for the uncertainty ahead, investors should consider loading up on the best crypto to buy now—particularly those found among promising crypto presales.
These emerging assets not only offer a hedge against market-wide turbulence but also bring real utility, which could help them withstand the aftershocks if Ethereum loses its position as the world’s leading altcoin.
Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
Source: https://cryptodaily.co.uk/2025/04/xrp-vs-ethereum-which-is-the-best-crypto-to-buy-now-as-standard-chartered-makes-bold-prediction