Top Cryptos To Buy: XRP and RTX to Overtake Ethereum As PayFi Market Booms

Apart from Ethereum (ETH), investors searching for top cryptos to buy now are keeping a close eye on XRP and Remittix (RTX) as major developments in the PayFi sector drive market momentum. XRP has seen growing institutional interest, while Remittix (RTX) continues to gain traction. 

XRP Poised for Growth as ETFs Near Approval

It is showing strong accumulation and renewed buying interest, with on-chain data indicating around 320 million XRP were purchased by large holders in the past three days. Nguyen and Crypto King have projected that XRP could see a high double-digit rally once the first spot XRP ETFs are approved, with targets ranging from $22 to $50.

Bloomberg ETF analysts recently placed the odds of XRP ETF approval at 95%, while Polymarket reports an 80%–88% likelihood in 2025. That aligns with expectations that XRP may attract $5 billion in investment within the first month of ETF launches. With a potential market cap reaching $1.3 trillion to $3 trillion, XRP is a leading candidate for investors scouting top cryptos to buy now. 

Ethereum Faces Regulatory and Unstaking Challenges

Ethereum, trading near $4,480, currently does not meet ISO 20022 compliance, which is crucial for large-scale payment integration. Meanwhile, unstaking activity has reached 767,536 ETH, valued at over $3.5 billion, the highest since May 2021.

Price levels remain key; above $4,570, the price could target $4,793 and $4,950–$5,000. A lack of support could push Ethereum toward $4,477–$4,343, and deeper pulls near $4,092. Despite large US ETF inflows exceeding $1 billion daily, Ethereum faces structural limitations that could slow its ability to dominate PayFi solutions compared to XRP and Remittix.

Remittix Gains Momentum as a PayFi Powerhouse

Remittix is rapidly emerging as a top contender in the PayFi ecosystem. With a price of $0.0944 and over $19.7 million raised through the sale of 601 million tokens, Remittix will reveal its first CEX listing when it reaches $20M. Positioned as a cross-border DeFi project, it supports crypto staking, low gas fee transfers, and real-time FX conversion across more than 30 fiat currencies.

Here are other reasons Remittix is on top: 

• Wallet Beta Launching in Q3 2025: Mobile-first design with instant conversions
• Incentive for early investors to maximize growth potential
• Direct crypto-to-bank transactions in over 30 countries
• Verified by CertiK for transparency and reliability
• Deflationary Model: Encourages long-term holding while driving token value

Remittix combines real-world utility, strong infrastructure, and adoption potential that positions it alongside top crypto to buy now. Analysts highlight its ability to solve a $19 trillion payments problem while delivering tangible transaction volume, offering a rare opportunity to rival Ethereum’s dominance in the PayFi sector.

Conclusion: Diversifying With XRP and Remittix

As the PayFi market expands, XRP’s ETF-driven potential and Remittix’s cross-border solutions are capturing the attention of investors. Ethereum remains influential but faces regulatory and operational challenges that may limit rapid adoption. For those looking at top cryptos to buy now, Remittix is the best choice.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

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