‘I was once an emotionally unkempt individual’: I’m 27, was raised in poverty, and work in a grocery store. I have $8,000 in debt. Can you help?

Dear Moneyist, 

I’m a 27-year-old grocery-store employee. I was raised in poverty and in an unstable household, and I was once an emotionally unkempt individual. But with the help of therapy and ADHD treatment, I am now a very stable person. One thing that has followed me from my previous lifestyle, however, is old debt and a horrible credit score. 

I…