XRP Becomes Fastest U.S. Crypto Spot ETF to Reach $1B AUM

XRP Becomes Fastest U.S. Crypto Spot ETF to Hit $1B AUM Since Ethereum, Ripple CEO Says

XRP hits a major U.S. milestone, becoming the fastest crypto spot ETF to reach $1B AUM since Ethereum, achieving it in under four weeks, signaling surging demand for regulated digital assets, says Ripple CEO Brad Garlinghouse.

This milestone arrives amid a U.S. crypto ETF boom, with over 40 new funds launched in 2025 alone. 

Ripple CEO Brad Garlinghouse acknowledges the surge isn’t just about new products, it signals strong, pent-up investor demand for regulated crypto exposure without the hassle of self-custody or specialized trading platforms.

A key catalyst is Vanguard’s move to offer crypto ETFs in traditional retirement and brokerage accounts, removing a major barrier for millions of Americans. Investors who once avoided crypto due to technical hurdles can now gain exposure alongside stocks, bonds, and index funds—no blockchain expertise needed.

According to Garlinghouse, today’s “off-chain” crypto holders differ from early adopters. While pioneers prioritized decentralization, innovation, and speculation, mainstream investors increasingly seek longevity, stability, and community in their digital asset holdings.

Therefore, XRP’s record $1B ETF milestone signals a shift in crypto adoption, from speculative hype to mainstream, regulated access. With top asset managers opening the door and millions of investors now able to participate seamlessly, digital assets are accelerating into the core of the traditional financial system.

Conclusion

XRP’s record-breaking ETF milestone marks a turning point in crypto, from niche speculation to mainstream finance. Surging inflows into regulated products reflect growing investor confidence and a strong demand for secure, accessible, long-term digital asset investments. 

With both institutions and everyday investors entering the market, XRP’s achievement signals the dawn of an era where cryptocurrency becomes a core part of diversified portfolios.