The race for AI-powered cross border payments is intensifying as Stellar (XLM) and XRP (Ripple) compete for dominance. While both have long led the space with institutional partnerships and blockchain based solutions, a new player 1Fuel (OFT) is emerging with a P2P driven approach that could shake up the industry.
Now in Stage 3 of its presale, 1Fuel (OFT) has already surged 70% from its launch price and analysts are eyeing massive returns as demand skyrockets. With Stellar and XRP struggling to maintain their lead, could 1Fuel’s AI-powered payments system be the real breakthrough the industry has been waiting for? Let’s find out!
Stellar (XLM) losing ground in the cross-border payment race?
Stellar (XLM) has teamed up with the UNDP to expand blockchain based financial access in developing regions. With over a billion digital wallet users, the project could drive adoption but XLM’s price remains shaky, hovering around $0.43 with a market cap around $13 billion.
While Stellar pushes for global reach, XRP (Ripple) still leads in institutional payments, backed by major banks and expanding On-Demand Liquidity (ODL) services. Stellar offers an open-source alternative focused on peer-to-peer transfers, but concerns over scalability and long-term adoption remain.
As Stellar and XRP fight for dominance, 1Fuel (OFT) is gaining ground with AI-driven P2P payments and its focus on seamless cross-chain transactions, positioning itself as a scalable alternative in the crypto list.
Ripple (XRP) institutional giant under fire as competition heats up!
Ripple’s XRP Ledger DEX has handled over $1 billion in swaps, with steady daily volume showing growth. XRP’s price jumped after Trump’s election, as investors expect friendlier crypto rules. Hopes for an XRP ETF approval are rising, with analysts predicting it could bring billions in new investments.
But XRP still faces challenges. While Bitcoin and Ethereum ETFs are already approved, XRP’s status remains uncertain. Ripple is expanding with its RLUSD stablecoin and growing DEX activity, but regulatory delays and competition are closing in. Institutional adoption is rising, but its future in global finance is not guaranteed.
As XRP fights to stay ahead, Stellar (XLM) is working with the UN to expand digital payments. Meanwhile, 1Fuel (OFT) is taking a different path, using AI-powered P2P payments to avoid regulatory roadblocks, offering faster, more adaptable transactions than both XRP and Stellar.
1fuel (OFT) AI-powered P2P payments set to dominate
1Fuel (OFT) is changing crypto trading with its AI-powered P2P exchange, allowing users to trade directly without middlemen. This cuts fees, improves privacy and gives full control over assets.
Unlike centralized exchanges, 1Fuel supports cross-chain trading, meaning users can swap assets between different blockchains without extra steps. Smart contracts secure each trade, making transactions safer and more transparent.
Instead of using traditional order books, 1Fuel’s exchange automatically matches trades while smart contracts act as escrow, ensuring both sides fulfill their deal. If issues arise, a decentralized arbitration system helps solve disputes fairly. By removing exchange risks like hacks and fund freezes, 1Fuel offers a safer way to trade crypto.
Beyond trading, 1Fuel’s AI-powered wallet helps users with one-click cross-chain swaps, lower transaction fees, and smart portfolio management. The wallet also has a built-in privacy mixer, keeping transactions hidden from tracking.
Currently in Stage 3 of its presale, 1Fuel has raised over $1.5 million, with around 160 million tokens sold at $0.017 each. Analysts predict high returns, with early investors expecting major gains before exchange listings. While XRP and Stellar focus on banks and global transfers, 1Fuel is building a fast, private, and user-controlled P2P system, offering a simpler and more flexible alternative.
Secure Your 1Fuel Tokens Before Prices Rise!
The competition in crypto payments is getting stronger, and 1Fuel (OFT) is standing out with its AI-powered P2P exchange, low fees, strong privacy, and easy cross-chain swaps. While XRP and Stellar focus on banks and big institutions, 1Fuel is built for everyday users who want fast, secure, and direct crypto trades without middlemen.
The presale is already in Stage 3, with over $1.5 million raised and tokens priced at just $0.017. Prices will rise soon, and early buyers could see big gains before 1Fuel hits major exchanges. Don’t wait and join the 1Fuel presale today and be part of the future of crypto trading!
To Find Out More About The 1Fuel Presale Use The Links Below:
Website: https://1fuel.io/
Telegram: https://t.me/Portal_1Fuel
Twitter / X – https://x.com/1Fuel_
Source: https://finbold.com/stellar-or-xrp-who-will-win-the-race-for-cross-border-crypto-payments-powered-by-ai-and-p2p-tech/