A new wave of consumers, especially younger users and tech-savvy individuals, is shifting away from traditional credit cards toward crypto-linked cards. The majority of these users are fed up with legacy banking and excessive borrowing fees. This creates an opportunity for investors seeking the best crypto to buy as consumer trends are shifting fast.
Instead, users are seeking digital wallets, mobile payments, prepaid cards, and assets they control directly. In the crypto world, we are seeing this play out in real time. Uniswap (UNI), the largest decentralized exchange on the Ethereum blockchain, has seen its token fall more than 60% over the past year.
Whales are rotating out of Uniswap due to concerns about its lack of real-world utility beyond speculative meme-token bets. Instead, investors are finding interest in crypto presale startup Digitap ($TAP), the maker of an “omni-bank” that offers a full suite of banking products, including a Visa card powered by fiat and crypto.
How Digitap’s Visa Card Turns Crypto Balances Into Spendable Cash
Digitap looks like a fintech and has built a global banking app. It offers users everyday financial products and services for fiat and crypto needs. Key features include foreign exchange accounts, global money transfers, high-yield savings accounts, and a crypto wallet that supports more than 100 tokens.
The true killer feature that makes Digitap stand out as a top altcoin to buy is its live virtual and physical Visa card. Users can preload their Visa card with either fiat or crypto and spend their money anywhere Visa cards are accepted.
Digitap’s AI-powered software identifies the cheapest and most efficient way of swapping crypto to fiat at the time of purchase. In other words, when a user swipes or taps their Digitap Visa card, the balance is deducted from crypto, and the merchant is paid in local currency. This real-time conversion removes a major friction point in crypto spending.
Digitap’s No-KYC Visa Card Reaches the Underbanked World
An estimated 42% of adults in Latin America don’t have a credit card, while 350 million adults in Africa don’t have access to financial services, including credit cards. Digitap’s optional no-KYC signup process means these adults, along with hundreds of millions of unbanked adults worldwide, can obtain a Visa card.
Forgoing KYC verification is an industry standard and is simply the online equivalent of buying a prepaid credit card at a grocery store or gas station. For this segment of the population, an app that offers fiat banking services, a crypto wallet, and a globally accepted Visa card could be life-changing.
Digitap’s app is available on iOS and Android devices and through a web browser. Essentially, anyone with an internet connection can obtain a functional bank account and payment card.
In reality, this means a freelancer in Nigeria could receive payment in crypto and spend it via their Visa card on groceries or school supplies without needing a local bank account. A family in Argentina coping with inflation could hold savings in stablecoins and spend their money only as needed through the Digitap Visa card.
$TAP’s $4.3M Presale And 250% Gain Drew In Early Whales
Digitap’s crypto presale of its native $TAP was launched last summer. During the market selloff that started in October, $TAP was a popular altcoin to buy because of its presale structure. To date, Digitap has raised more than $4.3 million, with the project eyeing the $5 million milestone.
$TAP is offered in rounds, with the price inching higher after each stage is completed or sold out. $TAP was initially offered at $0.0125 and has steadily risen to $0.0439. This roughly 250% paper profit helped many investors protect their portfolios from heavy losses.
Digitap’s investment appeal has accelerated in recent weeks, even as the broader crypto market has calmed. One of the main catalysts is the Visa partnership.
Visa’s iconic logo represents security, reliability, and trust. Visa protects its reputation at all costs and is highly selective with partners. For a crypto project to issue Visa-linked cards means it met strict compliance and technology standards to integrate with Visa’s network.
Why Whales are Rotating From UNI Into Utility-First Tokens
On-chain data shows that crypto whales are adjusting their portfolios toward projects with real-world utility. A clear example is the shifting sentiment around Uniswap’s UNI token, which is down nearly 65% over the past year.
In fact, its largest-ever token burn of 100 million UNI was met with a tepid reaction from investors. This response made it clear that reducing token supply alone is not enough to justify value. Investors seeking the most attractive altcoins to buy want to see real growth drivers.
Unlike UNI, which is primarily a governance token (with value tied to how governance decisions evolve around protocol economics), $TAP is directly linked to a consumer-focused global finance platform. What this means is holding UNI grants voting rights and fee exposure, while the $TAP token plays an integral role in the ecosystem, including unlocking lower fees in the app, cashback rewards on spending, and access to premium features.
Digitap’s Visa Banking Edge Backs Its Role As Best Crypto To Buy
Whales abandoning UNI near the $4.73 level for crypto presale projects like Digitap is consistent with a broader shift in crypto. Investors are becoming stricter in defining the best crypto to buy, with utility and real-world integration taking priority.
Digitap is positioned to address this shift. It offers a privacy-first financial ecosystem that could provide inclusion for hundreds of millions of unbanked adults. By combining a no-KYC Visa card with a full banking platform, Digitap has positioned itself as a leading altcoin to buy for everyday spending and savings.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Disclaimer: This is a paid post and should not be treated as news/advice.