Under $0.1 Crypto Positioned to Surpass Shiba Inu (SHIB)

Shiba Inu (SHIB) has remained a popular choice among meme coin investors, but new projects with real-world applications are starting to gain attention. One such project is Mutuum Finance (MUTM), a decentralized lending and borrowing platform that goes beyond speculation by offering real DeFi utility. Currently in its first presale stage at just $0.01, MUTM presents an opportunity for early investors looking for strong potential gains.

Unlike meme coins that rely on hype, Mutuum Finance is building a structured ecosystem with lending markets, an overcollateralized stablecoin, and a buy-and-distribute mechanism designed to sustain long-term value. With growing investor interest and a presale structured to increase in price at each stage, analysts suggest that MUTM could see significant appreciation, making it a project to watch closely in 2025.

Mutuum Finance (MUTM): A New DeFi Lending Protocol

Mutuum Finance (MUTM) is positioning itself as a major player in the decentralized finance (DeFi) sector by offering practical solutions for lending and borrowing. Unlike speculative tokens, it provides real-world applications, allowing users to earn passive income as suppliers or access liquidity without selling their holdings. With a decentralized, secure framework, the platform ensures flexibility and accessibility for both individual investors and institutions.

The protocol includes two lending markets: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The P2C market enables users to supply and borrow assets under pre-set conditions, with transactions managed by smart contracts that ensure security and efficiency. On the other hand, the P2P market provides more flexibility, allowing users to negotiate loan terms directly. This market also supports assets not available in P2C, including meme coins like Shiba Inu (SHIB) or Pepe (PEPE), expanding the range of assets that can be utilized for lending and borrowing.

Mutuum Finance allows users to put their crypto to work through lending while also offering borrowing options without selling assets.

• Supplier: A user deposits 15,000 USDT into the lending pool, earning an annual percentage yield (APY) of 9%. By the end of the year, they will have earned 1,350 USDT in passive income, maintaining full ownership of their initial deposit.
• Borrower: A user holding 7 ETH but wanting liquidity without selling can pledge it as collateral. With a 75% loan-to-value (LTV) ratio, they can borrow up to $13,000 in stablecoins while keeping exposure to ETH’s potential price increase. This method allows them to cover expenses or reinvest while retaining their ETH holdings.

Mutuum Finance is currently in its first presale stage, offering MUTM at $0.01 per token, the lowest possible price before gradual increases across 11 stages. Out of the 4 billion total tokens, 1.82 billion MUTM has been allocated for the presale, ensuring a strong initial distribution.

Investor interest has been significant, with over 7 million tokens sold in a short time, contributing to the $70,000 already raised. As demand grows and the price rises in later stages, early participants have the best chance to secure tokens at the lowest entry point before the token reaches exchanges.

Mutuum Finance is hosting a $100,000 giveaway to reward early supporters and encourage community participation. The prize pool will be distributed among 10 winners, offering them a chance to receive MUTM tokens for free. To enter, participants must complete simple engagement tasks, such as following the project’s official social media channels and interacting with promotional content.

Analysts highlight that securing MUTM at this early stage provides the best entry point, as future price appreciation is expected with increasing demand. With utilities such as lending, borrowing, an overcollateralized stablecoin, and a buy-and-distribute mechanism creating ongoing token demand, many believe that the price will surge significantly post-launch.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance