TLDR:
- Trump’s executive order may unlock 401(k) access to crypto, real estate, and private equity assets.
- A 1% crypto allocation from 401(k)s could bring $87B into BTC, ETH, and tokenized assets.
- The move contrasts current regulatory hurdles, signaling broader financial freedom for savers.
- Long-term capital inflows from retirement plans may boost crypto legitimacy and institutional support.
President Donald Trump is preparing to sign an executive order that could reshape how Americans invest for retirement.
The move would give the green light to crypto, real estate, and private equity in 401(k) accounts. If executed, this would unlock access to trillions in retirement savings for alternative asset classes.
The plan comes as crypto continues to battle regulatory uncertainty under the current administration. With this step, Trump may signal a pivot toward broader financial freedom.
Retirement Accounts May Soon Include Crypto
According to a Bloomberg report, Trump’s order will push the U.S. Labor Department to reevaluate existing restrictions.
These rules currently limit exposure to alternative investments in plans regulated by the Employee Retirement Income Security Act of 1974. The order also instructs the department to clarify the fiduciary duties involved when offering crypto or real estate within diversified retirement funds.
If successful, this would mark a sharp reversal in how retirement assets are managed. A $12.5 trillion market could soon open the door to Bitcoin, Ethereum, and other digital assets.
Private equity and tokenized real-world assets may also become viable options for American savers.
Nilesh Rohilla, a market analyst, noted that even a 1% allocation from the 401(k) pool could trigger $87 billion in new crypto demand. He added that this shift would boost Bitcoin’s store-of-value appeal while supporting Ethereum’s role in powering real-world asset platforms and decentralized finance.
BREAKING: TRUMP’S CRYPTO 401(K) EXECUTIVE ORDER
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Trump is reportedly preparing to sign an executive order allowing crypto & alternative assets in 401(k) retirement plans.
This could be a MASSIVE game-changer for Bitcoin, Ethereum, and the broader crypto market.Let’s…
— Nilesh Rohilla (@nilesh_rohilla) August 7, 2025
The move would not only unlock new capital but also offer long-term legitimacy to crypto as a retirement option. This could encourage more asset managers to create portfolios including digital tokens, especially those compliant with U.S. retirement regulations.
Political Contrast Grows as Crypto Takes the Stage
The policy shift positions Trump as pro-crypto in a race where regulatory direction has become a key issue.
While the previous administration’s SEC took a more cautious, and at times combative, stance, Trump’s appears to be leaning into the idea of digital assets as part of financial planning.
For crypto investors, the contrast could not be clearer. Trump’s message signals more autonomy for American savers and fewer roadblocks for crypto in traditional finance.
That message is likely to resonate with younger investors and crypto-first voters watching regulatory changes closely.
Crypto insiders say this could be the biggest push for mainstream adoption since the approval of spot Bitcoin ETFs. With retirement funds typically locked in for decades, any new inflow could provide lasting support for top assets like BTC and ETH.
By lowering the barrier to entry, Trump’s executive order might give digital assets the one thing they’ve lacked in traditional finance: consistent, long-term capital. And with real estate and private equity also getting a seat at the table, diversification may finally become more accessible to the average American worker.
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Source: https://blockonomi.com/trump-opens-the-gates-crypto-real-estate-set-for-401k-breakthrough/