The banking world is changing rapidly. Users are now demanding low-cost, fast, flexible finance that merges crypto and fiat, while maintaining privacy and autonomy.
This is why interest in fintech-focused crypto presales is rising again, particularly as the bear market continues to depress large-cap coins.
Among these altcoins to buy, Digitap ($TAP) emerges as the clear winner. As the world’s first omni-bank, it offers a working app available on iOS and Android, Visa-compatible cards, and a full suite of services as a unified financial provider.
Moreover, the timing could not be better. As people grow increasingly frustrated with legacy banking services, investors are swiftly pivoting to $TAP as the best crypto to buy now. It has enormous upside potential as the ideal replacement for outdated financial services.
Payments And Banking Are Moving Toward Unified Finance
The global payments space keeps shifting toward simple, unified products. Users want fewer apps, fast transfers, and clear tools. They need a single platform that lets them move money, store assets, and handle crypto without switching screens or applications. This shift creates a strong opening for products that feel like clean digital banks.
The traditional banking model also has too many inefficiencies and moving parts to cater to the existing market. People are dissatisfied with being locked out of their accounts or having to go through invasive KYC procedures just to complete basic banking services. Hacks and scams are also rife in the banking industry, with a failure to protect sensitive information.
Another concern is the cost and the speed. The banking system is known for high fees that are difficult to understand, particularly for transactions made in a different currency. In terms of transfers, it can take days to make a payment from one bank account to another.
And, of course, banks do not have interoperability with cryptocurrency products. Accounts associated with crypto transfers are often shut down. So the traditional system is not inclusive of modern financial products, but is seeking to exclude them. This is in spite of the fact that there are billions of globally unbanked who desperately need access to finance, but remain locked out.
Digitap’s New Omni-Bank Model: Full User Autonomy
Digitap offers an omni-bank app built for payments, transfers, yield, asset storage, and more. The product is built as a bank-style system that includes crypto from the start, with friction-free onboarding and full user ownership. Through a single account, users retain full control and can easily switch between fiat and crypto finance, executing all traditional financial services.
This is precisely what the market is demanding. With the acceptance of crypto as a legitimate asset class, it makes little sense to separate the two styles of finance, particularly when the benefits of crypto are taken into account. Modern citizens are also not comfortable with having their data extracted from them by centralized banks, and want identity-free control across financial affairs.
Digitap offers KYC-free access, meaning anyone can use the omni-bank product with a smartphone and an internet connection. It also offers 24/7 stealth mode with no tracking or monitoring of transactions. However, it provides light-touch regulatory compliance while balancing compliance and user privacy.
The omni-bank has an aim of full user empowerment. It is a financial superapp that provides all needed functions, including deposits, withdrawals, payments, savings, portfolio management, currency exchange, global IBANs, business packages, 24/7 support, and more. All of this is done via a zero-KYC, easy-to-use interface with full user autonomy, the very opposite of the legacy banking system.
Rewarding Tokenomics With 40% Black Friday Discount
The Digitap tokenomics have been designed to reward early participants, right from the start. At each round, the price rises incrementally, even while listed assets plunge during bear markets. This offers a strong diversification mechanism. While it trades at an ~80% token discount compared to its projected listing price of $0.14, it also offers a time-sensitive 40% bonus.
This week, Digitap adds energy with a 96-hour Black Friday event. New offers drop every hour, including bonuses, card rewards, credits, product perks, and token bundles. Some offers are limited, and each one expires as soon as the hour ends. This creates urgency and keeps users checking the widget.
A 40% reduction is an impressive USP for investors seeking top assets at a discount. And $TAP offers multiple token incentives, including 124% APY, a 50% token burn, and an 80% early bird price reduction. Currently, the token sits at $0.0326, with a rise to $0.0334 coming soon. Early-stage investment will deliver far higher ROI, if estimates hold.
On a project already offering strong tokenomics to investors, the Black Friday discount adds another layer of discount on an already undervalued token that aims to disrupt an outdated banking industry.
Banking Disruption: Why $TAP Is The Best Altcoin To Buy
There is a banking revolution happening right now, and the market wants a unified financial platform with full user access, no privacy intrusions, and low fees. Digitap is the only crypto presale with a live product that gives them exactly that, with no need to use multiple apps for basic financial services.
This is why analysts are recommending Digitap as the best crypto to buy right now. Due to its adoption and utility, it could easily shrug off the wider bear market and deliver outstanding returns. Whale Investors seeking altcoins to buy have consistently reallocated significant capital away from large-cap coins to $TAP, and with good reason.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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Krasimir Rusev is a journalist with many years of experience in covering cryptocurrencies and financial markets. He specializes in analysis, news, and forecasts for digital assets, providing readers with in-depth and reliable information on the latest market trends. His expertise and professionalism make him a valuable source of information for investors, traders, and anyone who follows the dynamics of the crypto world.