MetaMask and Trust Wallet have ruled mobile crypto for years, but Remittix plans to shake up that order with its next-generation PayFi wallet, set for release in Q3 2025. Backed by more than $16 million in early funding and priced at just $0.0811 per token, the project is sprinting toward an $18 million soft-cap that will help finalize development and push the app onto millions of phones.
All-in-One Design, Zero Guesswork
Most wallets focus on storing coins. Remittix wants to handle everything from storage to spending without extra steps. At launch the PayFi app will open with three simple tabs: Hold, Send, Cash Out; so users can jump straight from Bitcoin, Ether, or XRP into local money. A built-in price lock freezes the exchange rate for thirty seconds, giving senders time to read the total before they tap “OK.”
Under the hood, PayFi uses a routing engine that scans dozens of regional rails in real time. If a bank network in Mexico is faster than one in Brazil, the app shifts traffic automatically. Early stress tests show average settlement speeds of ten seconds or less quicker than waiting for a single Ethereum confirmation and worlds faster than the hour-plus lag many people face with current off-ramp services.
Security Without the Headache
Instead of storing recovery phrases in plain text, PayFi generates “split keys.” Half live in the user’s device enclave, and half sit in an encrypted cloud vault that unlocks only when the owner passes a selfie check. Lose your phone? Scan your face on a new device and the two halves reunite. This setup is far friendlier than the paper-seed approach that still confuses newcomers and exposes veterans to phishing attacks.
The wallet’s reward system borrows ideas from airline miles. Users who move at least $500 equivalent per month earn CashBack RTX, deposited every Friday. Higher tiers unlock free on-chain swaps, early access to new fiat corridors and a black-label debit card scheduled for 2026. Merchants who integrate PayFi’s plug-and-play checkout will pay a flat 0.4 percent fee which is less than half of what most credit-card processors charge, making the app attractive for small online stores and gig-economy platforms.
Funding Sprint Nears the Finish Line
With 549 million tokens sold, less than $2 million remains before the “Sprint to $18 M” closes. Contributors who join during this last stretch receive a small bonus allocation, a gesture the team calls “early-believer fuel.” Those funds will cover final audits, regional payment licenses and a 24/7 support desk designed to answer new-user questions in under five minutes.
If Remittix delivers on its promise, PayFi could become the first mainstream wallet that makes crypto spending feel like a normal bank app. MetaMask and Trust Wallet may still dominate DeFi traders, but everyday users care more about convenience than custom gas settings. By blending instant cash-outs, travel-grade security and built-in rewards, Remittix is positioning itself to steal a sizable slice of the wallet market when Q3 2025 rolls around.
Discover the future of PayFi with Remittix by checking out their presale here:
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Source: https://thenewscrypto.com/remittix-set-to-unveil-next-gen-crypto-wallet-set-to-trump-metamask-and-trust-wallet-in-q3-2025/