One of the rapidly rising new cryptocurrencies has entered one of its largest inflection points ever, and Phase 6 of its presale has dropped to only 5%, at $0.035. Mutuum Finance (MUTM) is emerging as one of the hottest projects in DeFi crypto starting at the end of the fourth quarter of 2025 as investors start to monitor the final deployment. As the development progresses and the demand increases, the surrounding around the token is growing to be the full sellout.
Presale Funding and Growing Community
At the beginning of 2025, Mutuum Finance (MUTM) released its presale with a price of $0.01. Constant engagement at every level brought the token to the value of $0.035 which is 250% strong in the course of development. The project has already raised more than $19M and has an impressive early user base of more than 18,300 holders.
The total supply of 4B is split into 1.82B tokens representing 45.5% of the entire supply that was given out in the presale. In excess of 800M tokens have already been sold and Stage 6 now is 95% sold with only a small amount remaining below $0.04. The closer the token is to the point of launching with a price of 0.06, the more the interest of curious users is attracted.
The 24-hour leaderboard also stimulates presale activity because the Mutuum Finance’s top contributor every day gets a reward in the form of $500 in MUTM.
Mutuum Finance (MUTM)
Mutuum Finance is aiming to provide the opportunity to establish a fully decentralized lending ecosystem based on a dual lending model. This structure defends various lending tastes and this is to be stable, transparent interest behavior and predictable yield.
The central point of the protocol is the mtToken system. In the case of supplying assets by users, they are rewarded with the use of mtTokens that improve in value as borrowers pay interests. This enables the users to gain yield as a result of actual activity rather than various inflation rent schemes.
A buy-and-distribute model is also a part of Mutuum Finance where a percentage of the protocol revenue purchases MUTM on the open market. The open market purchases of MUTM are transferred to consumers holding stakes on the safety module with mtTokens. This system enhances long term token value and contributes to the network health.
Security is also a big priority. The project went through a CertiK audit, during which it scored a 90/100 Token Scan, with the lending contracts completed being reviewed by Halborn Security.
Stablecoin and Oracle Network
Mutuum Finance is working on an in-house stablecoin that is meant to be minted and burned on demand and pegged to USD. The stablecoin will make the Mutuum Treasury generate interest and will bring revenues in the long run and will make borrowing more liquid.
Lending platforms require the right pricing, and Mutuum Finance will rely on Chainlink oracles and fallback feeds as well as on-chain averages of the prices to ensure the liquidation conditions remain steady. This assists in shielding the users against volatility and consistency of borrowing.
Due to mtTokens, the buy-and-distribute framework, stablecoin schemes and the growing framework of the project, some observers consider that MUTM may hit the $0.30-$0.50 range during its initial post-launch period. This may be seen as a robust growth opportunity in the market supported by increasing development trends and early growth at a stronger rate than $0.035.
V1 Launch Approaching
Based on the official account of Mutuum Finance X, V1 will be deployed to the Sepolia Testnet in Q4 2025. Such a release will consist of the liquidity pool, mtTokens, the liquidation bot and ETH/USDT lending support. The Testnet will also enable the users to communicate with the system prior to the mainnet rollout and could become one of the most anticipated milestones in the roadmap of the project.
Phase 6 is also approaching being fully allocated. Demand is surging up having only 5% left over in recent days. With the rest of the tokens decreasing and V1 coming closer, Mutuum Finance is becoming one of the most active leading crypto chances under $0.05.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance