How to Create a Crypto Savings Plan on Bitpanda (Step-by-Step Guide)

Looking to invest in crypto without the stress of timing the market? Bitpanda makes it super easy with its automated savings plans. Whether you want to slowly build your Bitcoin stash or grow your holdings in Ethereum, Cardano, or other digital assets — a savings plan is your best friend.

Let’s break down how to create, manage, and cancel a Bitpanda savings plan in a few easy steps.

What Is a Bitpanda Savings Plan?

A savings plan is a smart way to set aside money regularly to reach your financial goals — whether it’s buying a new car, going on a dream vacation, purchasing a home, or just being prepared for unexpected expenses.

It works by automatically setting aside a portion of your income over time, helping you build up funds without having to think about it.

A savings plan isn’t just for emergency cash — it can also be used to grow your investment portfolio.

Having a savings plan in place gives you a sense of financial control and peace of mind.

In short, it’s a simple yet powerful habit that can help you feel more secure and stay prepared for both life’s surprises and your big goals.

What You Need Before You Start?

Before you can create a savings plan, make sure you have:

• A fully verified Bitpanda account
• A valid credit card or SEPA bank account
• A smartphone that can receive SMS codes

How to Create a Bitpanda Savings Plan?

You can create Bitpanda savings plan — even multiple ones for the same coin — as long as you stay within your account limits.

• Click on your User Icon.
• Go to Savings plans.
• Click Add savings plan.
• Choose the crypto or digital asset you want to buy.
• Select your payment currency and payment provider.
• If using SEPA Direct Debit:
• Choose a saved bank account or add a new one.
• Click Save and continue.
• Choose the amount you want to invest and the frequency (daily, weekly, monthly).
• Click Go to Summary.
• Agree to the terms and confirm that the payment method is yours.
• Click Confirm now.
• If SEPA: Click Confirm mandate and enter the SMS code sent to your phone.
• If Credit Card: Fill out your card details and confirm payment via the pop-up provider page.

Where to find active/paused Savings plans?

On the Web App

You can view and manage your savings plans in two easy ways:

• Go to the Home tab, scroll down, and look for “Savings Plans” on the right → Click Manage.
• Or, click the Panda icon (your personal area) → Select “Savings Plans” from the menu.

On the Mobile App

Your savings plans appear as a widget in the Portfolio tab. Here’s how to find them:

• Open the Portfolio tab.
• Scroll down below the portfolio chart to see the widgets.
• Swipe left or right if needed until you spot the Savings Plans widget.
• Tap “View” to check your active plans.

Can You Edit Savings Plan?

Not directly. Bitpanda does not allow editing an existing savings plan. If you want to change the amount, frequency, or payment method — you’ll need to create a new plan and cancel the old one.

How to Cancel or Pause a Savings Plan

Good news — you’re in control.

• You can cancel a savings plan anytime.
• Or simply pause it and resume later when you’re ready.

This flexibility makes it perfect for those with changing financial priorities.

Supported Currencies & Limits

• You can use EUR and other supported fiat currencies for your savings plan.
• Each user has limits based on account verification level. Check your account settings for specifics.

Where to Find Your Savings Plans?

• To view your active or paused savings plans:
• Go to your dashboard.
• Click on Savings plans to manage them or check transaction statuses.

Final Thoughts

If you’re serious about building long-term crypto wealth, Bitpanda’s savings plan is one of the easiest tools out there. It’s automated, flexible, and beginner-friendly. Just set it, forget it, and watch your portfolio grow.

Pro tip: Start small, stay consistent, and let compounding work its magic!