Gen Z and Alpha want to receive their pension in crypto

Bitget Research has revealed a true change in mindset among the younger generations, with 20% of Gen X and Alpha stating they are open to receiving their pension in cryptocurrencies. This result demonstrates the growing trust in alternative financial systems and digital currencies. 

Bitget Research: the youngest want retirement in crypto

Bitget Research, the analytical division of the crypto-exchange Bitget, has published a new report highlighting the change in mindset of the younger generation. 

In fact, the key results of this study revealed that 20% of respondents from Generation Z and Alpha have shown a willingness to receive pensions in cryptocurrency. 

In reality, 78% of the respondents expressed greater confidence in alternative savings options, compared to traditional pension systems. Meanwhile, 73% of the respondents admitted to not having a full understanding of how traditional pension funds operate.

And so, while the traditional pension system is not clear, the choice of current and future young people is to learn about alternative savings options, such as crypto. 

Speaking of investments, however, over 40% of young people have already invested in crypto, demonstrating a strong interest and trust in digital assets.

Bitget Research and the arrival of a crypto pension?

This report by Bitget Research highlights a significant change in the way new generations approach financial planning.

For generations Z and Alpha, traditional pensions, once considered essential for financial security, are losing appeal. They are instead seeking modern and adaptable solutions, in line with their tech-savvy lifestyles and ever-evolving priorities.

Considering the world in which they grew up, the mindset of the younger generations is mostly skeptical towards the old systems and they are increasingly oriented towards decentralized finance and blockchain-based solutions.

In this regard, Gracy Chen, CEO of Bitget, commented:

“This is a wake-up call for the financial sector. Younger generations are no longer satisfied with universal pension systems. They are looking for modern solutions that offer greater control, flexibility, and transparency. Young people are reshaping the way we think about money. The arrival of crypto pensions is not just a passing trend, but part of a broader financial revolution. The sector must keep up with the times”.

Prefer Bitcoin rispetto oro e azioni

Recently, another survey by ChainPlay, revealed some of the trends in the crypto sector for 2025.

Here, instead of pensions and savings options, the behavior of investors was analyzed. The report revealed that 52% of Americans surveyed stated they sold traditional assets, such as gold and stocks, to purchase Bitcoin (BTC). 
In terms of crypto investors and generation, it also emerged that Gen X is at the top of the ranking. Following them are the Millennials, who enter the crypto market at an average age of 29, and the Baby Boomers, who tend to invest in crypto at the age of 50.