Digitap ($TAP) ripping past $4.1 million in its crypto presale is the market choosing banking utility over infrastructure in real time. The 2026 playbook is entirely different, and as the layer 1 premium compresses, capital is racing toward the application layer. Towards the products that will onboard new users and drive the next leg of growth for crypto.
But why is Digitap enjoying such enormous early success? It has already launched its global money app, the use case is global payments, and the platform is built like a consumer fintech product. $TAP is precisely the best type of altcoin to buy when investors flip to apps instead of infrastructure.
Here’s why $TAP is already being treated as a leading crypto to buy now in the banking lane while DOT flounders at $2.10.
Polkadot: Why DOT Most Likely Won’t Return to its ATH
Polkadot was built as a layer zero solution, an infrastructure for infrastructure play. The relay chain secures a network of specialized chains, with interoperability and shared security as the core promise. In 2021, the market priced it like the base layer of a multi-chain future. Ever since, gravity has been taking its toll on this enthusiastic valuation.
DOT trades miles below its ATH, and this prolonged downtrend is the market clearly stating that Polkadot was overvalued, and adoption has not met what was expected. And unfortunately, with a high inflation rate due to staking, this chart could go down another 99% from today’s price.
In all fairness, Polkadot has not stopped shipping, and the roadmap remains ambitious, but DOT’s price has been trending down for so long that holders have used every bounce to exit. This is why DOT does not rank among the best altcoins to buy this year,r and $TAP is crushing it from almost every angle.
Digitap: Driving the Next Leg of Adoption with Better Banking Services
The Digitap crypto presale has built the world’s first omni-bank, and now fiat, crypto, and stablecoins all live together in a single dashboard. Users can hold value, move it, convert it, and use it without juggling five different apps. Designed for the digital-first generation, Digitap is perfect for Millennials and Gen Z who already do the majority of their banking on mobile, and expect money behave like software.
Downloadable today on iOS and Android, Digitap is making stablecoin rails feel like normal banking. Crypto stays in the back, the service gets better, and the end user has a familiar experience. This is how mainstream adoption will happen in 2026—by delivering better products with the crypto parts hidden under the hood.
Digitap offers much more than just single balance banking. Its multi-rail settlement means money can move in real time across borders, and its banking partners allow it to power instant crypto-to-fiat transactions. The Premium and Pro tiers unlock banking and global accounts.
This matters more in 2026 than people admit. Financial restrictions are tightening quietly. For users who want options, global accounts with multi-currency IBANs reflect the reality of cross-border living and work. Additionally, Digitap offers a Visa card that allows crypto to be spent anywhere, and this altcoin to buy looks like a perfect adoption play heading into 2026.
DOT vs. $TAP: Which Altcoin to Buy Wins the Adoption Race This Year?
$TAP is well out ahead of DOT and hasn’t even entered its aggressive adoption curve yet. As infrastructure loses its premium, DOT likely continues to fall, while at the same time, Digitap should enjoy increased consumer adoption. Even the tokenomics favor $TAP, with 50% of platform profits used to fund burns and staking rewards.
This powerful flywheel is a core reason why Digitap ranks among the best cryptos to buy now, as users will share in the financial upside as the platform scales. Value-capture tokens have outperformed governance tokens all through 2025, and 2026 will only accelerate this trend.
$TAP is priced at $0.0427 today and is scheduled to rise to $0.0439 in less than a week, giving fast movers a clear advantage. Digitap crossing $4.1 million raised is the signal, and while DOT remains a serious infrastructure project, its upside potential does not come close to $TAP’s.
This crypto presale is already a frontrunner and could become the market leader among banking altcoins this year.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article is not intended as financial advice. Educational purposes only.