Crypto Analyst Stores Family Funds in XRP Citing 96% Dollar Value Loss

• Coach JV stores family wealth in XRP and BTC due to dollar devaluation concerns.
• Dollar lost 96-97% purchasing power since 1913 according to analyst assessment.
• XRP gained 65,000%+ from $0.0045 to $3 over ten years versus dollar decline.

Cryptocurrency commentator Coach JV has outlined his rationale for storing family wealth in XRP and Bitcoin rather than traditional fiat currency. The analyst posted his reasoning on X, focusing on the U.S. dollar’s purchasing power erosion since 1913.

Coach JV stated that inflation has eliminated 96-97% of the dollar’s value over more than a century, creating a silent wealth drain for households. Current inflation running at 3.2% annually has caused the dollar to lose approximately 37% of its value during the past decade.

The purchasing power calculation shows $10,000 from 2015 now holds roughly $7,300 in equivalent value. This continuous depreciation drives the analyst’s preference for fixed-supply digital assets over fiat currency subject to unlimited printing.

Digital assets show contrasting performance

Bitcoin’s 21 million coin maximum supply and XRP’s fixed 100 billion token total provide scarcity characteristics absent from fiat currencies. Central banks can expand money supply without restraint, which dilutes existing currency value.

Bitcoin has gained 20,900% over the past ten years, rising from $600 in October 2015 to $126,000 in October 2025. This performance starkly contrasts with dollar depreciation during the same period.

XRP’s ten-year trajectory shows even stronger gains. The token traded at $0.0045 in 2015 and currently sits near $3, representing appreciation exceeding 65,000%. These performance metrics support Coach JV’s asset allocation decisions for wealth preservation.

Community member Zach Rector projected XRP could reach $100 based on macroeconomic weaknesses affecting the U.S. economy. His analysis cited 1.2 million fewer jobs added over 16 months, rising unemployment, and persistent inflation driving investors toward alternative assets.

The Federal Reserve considered rate cuts in September following economic downgrades, typically creating bullish conditions for cryptocurrencies. Rector noted XRP’s 580% surge following Trump’s election alongside similar movements in XLM, HBAR, and precious metals.

Long-term crypto projections support allocation thesis

BitMEX co-founder Arthur Hayes forecast Bitcoin reaching $1 million by 2028 due to capital flight from weakening U.S. Treasuries. Hayes highlighted Bitcoin’s advantages over gold as a borderless bearer asset moving without intermediaries.

With $33 trillion in foreign portfolio assets globally, Hayes calculated that even a 10% shift into Bitcoin would overwhelm exchange liquidity and drive prices substantially higher.

Coach JV closed his message with “GOD, family, and protecting your ecosystem at all costs,” urging followers to take proactive investment steps and safeguard wealth from inflation-driven erosion.