According to CoinDCX’s annual report for 2025, an average investor now holds 4–6 tokens against the earlier 2–3 in 2022. These trends come as the Indian crypto market recorded a total spot trading volume of $618.5 million for 2025, with an average monthly trading volume of $51.6 million.
Portfolio makeup has changed from speculation-driven bets to strategic asset allocation. Capital is now spread across diverse token categories, as opposed to being concentrated in a single cryptocurrency.
Bitcoin remains the most held token on CoinDCX, while Ethereum has become the most traded asset. The difference between holding and trading suggests that investors keep Bitcoin as a core position while actively trading a range of other assets. Layer 1 tokens account for 43.3% of investor preference.
India records 623% increase in crypto SIP adoption
The number of SIPs in crypto surged in 2025. Participation by holders of SIP jumped 623% from 2024, with 572,000 SIPs being created this year.
Bitcoin was the most preferred SIP token. The lump sum purchase was not favored by investors, who instead preferred to dollar cost average into accumulating Bitcoin over time. Long-term crypto investing was made accessible across income classes with SIPs starting at $1.20.
Also, the average age of crypto investors in India is 32.
Institutional participation up 35.5% in India
Onboarding of institutional clients increased 35.5% in 2025. This shows stronger participation from corporates and high-net-worth individuals in India’s crypto market. CoinDCX reported more than 3,500 VIP Prime users, a tier serving high-value investors, who accounted for half of the total trading volume on the platform.
Crypto-earning products also increased, with 31.6% year-over-year participation. CoinDCX reports 329,000 users actively earning yield across 16 supported crypto assets, yielding annual returns of 12–13%, powered by staking, lending, and margin activities.
The Earn product features no lock-ins, withdrawals anytime, and a minimum tenor of seven days. Compounding options allow users to boost returns over time, as traditional savings accounts cannot even keep pace with inflation.
Geography reveals depth of crypto adoption
Delhi had the highest trading volume, closely followed by Mumbai and Hyderabad. Other cities in the top 10 were Bengaluru, Chennai, Kolkata, Ahmedabad, Jaipur, Pune, and Lucknow.
Within non metros, Lucknow topped the volume, followed by Jodhpur, Patna, Vadodara, Nagpur, Chandigarh, Bhopal, Indore, and Guwahati. Such a rise in non metros show crypto adoption beyond big cities.
Among metros, women investors were most active in Kolkata, while Bhubaneswar led among non metros, followed by Siliguri, Imphal, and Ernakulam.
Trust infrastructure strengthens in India
CoinDCX had more than 20 million verified users in 2025, up 25% from 16 million in 2024. The growth means that even with regulatory uncertainties faced during the year, it has continued its user acquisition.
The platform maintained a proof-of-reserves level of $62.8 million that was fully verifiable on-chain. The Crypto Investor Protection Fund corpus stood at $758,000, further adding to user protection beyond regular disclosures.
CoinDCX became the first crypto exchange in India to achieve ISO 27001:2022 certification. The platform also acquired registration status with the FIU, becoming the first Indian crypto exchange to do so.
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Source: https://www.cryptopolitan.com/indian-crypto-investors-shift-portfolios/