The search for the best crypto to buy now has turned toward networks with real payment use and active roadmaps. Hedera’s HBAR and Stellar’s XLM are getting fresh attention as institutions test utility and developers ship features. That sets a cleaner base for price moves into 2026.
In the same conversation, Remittix (RTX) stands out as a direct payments play with a simple goal: to convert crypto into bank money at scale. While projects like HBAR and XLM drive adoption within their respective niches, Remittix aims to capture transactional flow through a focused product roadmap and strong user incentives.
HBAR Shows Utility With Fresh Partner Momentum
Hedera currently trades at $0.20, with a market cap of around $8.5 billion, and 24-hour trading volume near $400 million on major dashboards. This keeps HBAR on watch for a clean reclaim above the recent high to confirm strength.
Network news has been steady this week. Hedera highlighted new partners and deployments, including payments, traceability, and identity efforts, in a round-up dated October 29, 2025. This type of activity gives the token a 500% boost if implementations scale. Sentiment across public threads points to cautious optimism while traders wait for a decisive move over recent highs.
XLM Leans On Real World Transfers And New Bridges
Stellar currently trades at $0.30, with a market cap of around $9.8 billion, and 24-hour trading volume near $157 million. Liquidity is sufficient for the token without heavy slippage during regular hours.
On October 30, 2025, the Stellar Development Foundation announced its integration with Chainlink SCALE and adoption of CCIP to enhance cross-chain connectivity. For payment and asset transfer use cases, analysts suggest that stronger infrastructure and additional network anchors could help stabilize volumes and potentially drive the token up by as much as 500%.
Why Remittix Could Outpace HBAR And XLM In Payments
HBAR and XLM are strong utilities, but they serve broad networks. Remittix focuses on one problem: moving crypto value to bank accounts fast and at scale. That narrow scope is why Remittix is eyeing 5000% growth, even as HBAR and XLM develop wider ecosystems.
Where HBAR and XLM rely on many external teams to push usage, Remittix plans a single product stack aimed at direct payouts and merchant flows as a Remittix DeFi project.
The Remittix project has been ranked #1 for Pre-Launch Tokens on CertiK, and the team is fully verified, which gives confidence in due diligence. The wallet beta is live and now expanding to more holders on iOS, with the top ten weekly purchasers invited to test.
Remittix has sold more than 681 million tokens, is priced at $0.1166, and has raised more than $27.7 million. Listings have been secured at BitMart and LBank, and a third listing is in progress. The project also runs a 15% USDT referral program and a $250,000 giveaway, adding reach as an early-stage crypto investment in the wider crypto market.
Here are features that set Remittix apart:
- Backed by working infrastructure, not vaporware
- Deflationary tokenomics designed for long-term growth
- Mass-market appeal beyond just the crypto crowd
- Ideal for freelancers, remitters and global earners
- No other altcoin is targeting this level of real-world impact
A Focused Payments Bet Among Network Leaders
HBAR and XLM both have credible growth paths and active catalysts, making them solid contenders for any best crypto to buy now shortlist. Remittix, meanwhile, introduces a sharper payments focus reinforced by verified security checks, live beta testing, and straightforward user rewards.
If direct payouts continue to gain traction, Remittix is positioned to capture that demand faster than broader networks. For investors comparing HBAR, XLM, and a purpose-built payments play, Remittix presents a clear, utility-driven case built around one essential function: moving money seamlessly.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway