8 Crypto Tokens For Passive Income In 2025

Passive income is a fantasy for most crypto investors, and in 2025, the space is bursting with tokens that one can earn as long as they hold. For investors, such projects provide novel means for making money through staking, yield farming, and such. First is RZTO, a utility token on Solana that is already live with Rizz Wireless and provides a passive income via staking and a Call-to-Earn model.

The 8 best crypto tokens for passive income in 2025 will be explored in this article. These projects do not only have a real-world utility but also passive income opportunities which makes them optimal for the investors who target stability and growth simultaneously. 

RZTO

RZTO is a Solana-based telecom utility token partnered with Rizz Wireless, a US-based telecom operator with a Mobile Virtual Network Operator (MVNO) status in the country. RZTO is currently undergoing a presale at a discounted rate, but the price may skyrocket as the bullish forces impose themselves on the market. 

RZTO is a real-world utility token and offers Rizz Wireless a unique opportunity to reward its wireless service users. The usage of the digital coin is expected to kickstart much-needed adoption of Web3 in the telecom economy.

User rewards and retention are at the forefront of this strategic play as users can earn tokens for being loyal users, unused data, and heavy usage. These tokens can then be used in flights, hotels, restaurants, spas, gyms, and other outlets. 

RZTO helps telecom operators reduce costs and streamline operations significantly. A large portion of the budget of major telecom operators goes to these efforts, but this Web3 move is what is expected to be a game changer here like no other. 

Visit the official RZTO website to know more about the presale and read its official whitepaper and see why it is a crypto tokens for passive income in 2025.

PancakeSwap

PancakeSwap is a decentralized exchange (DEX) that uses not only Binance Smart Chain, but also Ethereum, and other blockchain networks. It provides friction-free token swaps using an automated market maker (AMM) model, by enabling its users to trade directly with liquidity pools.

Recently, PancakeSwap managed to achieve a net mint of some CAKEs, which shows a decrease in the total supply of its native token, CAKE. Hence, it is one of the crypto tokens for passive income in 2025.

Beyond its core exchange functionalities, PancakeSwap has also been investing in various amendments to its ecosystem, such as yield farming, staking, and lottery systems, which have made it possible for users to enjoy several systems that can help them earn rewards.

Its simple interface and an affordable transaction fee make it popular with DeFi enthusiasts. The platform is evolving, seeking to improve the user experience and diversify the services offered in the decentralized finance sphere.

Aave

Aave is a decentralized finance protocol that allows people to lend and borrow crypto currencies. Aave Labs continues to push forward development of Aave V4, concentrating on changes like a new Liquidation Engine, Reserve Factor, and Dynamic Risk Configuration feature .

In addition to these upgrades, Aave successfully extends its GHO stablecoin to the Base network, which is a major step in GHO’s multichain presence.

Security focus of this protocol is apparent through strict testing, duo audits making it strong and reliable for its clients. Aave’s constant development is in line with the fact that the company provides a safe and optimal lending and borrowing environment in the DeFi environment.

Compound

Compound is a system where people can lend and borrow different types of cryptocurrencies, all without needing a central bank or authority to control everything. Notably, Compound plays an important role in the DeFi world by letting people earn interest and giving COMP token holders a say in how the platform is run.

The protocol’s interest rate system changes the rates automatically to match how much money is being borrowed and lent, which helps make sure money is being used in a fair and efficient way.

Compound’s governance system lets COMP token holders suggest and vote on changes in how the protocol works, which helps make the decision-making process more open to everyone. Despite new DeFi platforms showing up, Compound stays important because it works well, and people in the community are still using it.

Curve Finance

Curve Finance is a decentralized exchange that’s focused on making it easier for people to trade stablecoins. Of recent, the total value held in Curve grew to $2.123 billion, and its stablecoin, crvUSD, reached a record amount, which shows that more people are using and trusting the platform.

The platform’s main goals of having low slippage and fast swaps of stablecoins have helped make it popular for both traders and people who provide liquidity.

Curve’s new way of building an exchange and connecting it with lots of other DeFi platforms makes it easier and more useful for people who want to use it. The protocol’s governance, led by people who hold the CRV tokens, helps Curve make decisions together as a community, so it can keep up with what’s needed in DeFi as things change.

Stacks

Stacks works on the main level of Bitcoin’s network and adds things like smart contracts and decentralized apps. With the Nakamoto upgrade, Stacks now has faster transactions and uses Bitcoin’s security by making sure all Stacks transactions behave exactly the same as Bitcoin ones, so they stay final and can’t be undone.

The upgrade also brings in sBTC, which is a type of token that is 100% backed by Bitcoin, helping people to easily move their BTC between the main Bitcoin and Stacks networks.

These advancements make Stacks a good choice for building apps that work on a decentralized network and take advantage of Bitcoin’s security while getting the extra features Stacks offers.

Tezos

Tezos is designed to automatically update its own system and allows for the formal checking of smart contracts. In 2025, the Tezos protocol added Private Smart Rollups, updates to its Proof-of-Stake system, and activated Timelocks again, making the network more scalable and secure.

Using on-chain governance, the platform allows people using the system to make and vote on changes, helping the system adapt and stay relevant to its users.

Due to its focus on formal verification, Tezos offers strong security to its smart contracts, which is important when accuracy is key. They highlight how Tezos is committed to new ideas and the safe development of the blockchain.

Kusama

Anyone can experiment and deploy decentralized applications on the scalable and multichain Kusama network. By being the canary network of Polkadot, Kusama helps test and improve new features and protocols in a live setting and then introduce them to Polkadot.

Flexible management and easy entry into the network boost innovation and experimentation. Within the Kusama ecosystem, you will find different types of projects like DeFi and NFTs, showing the space is flexible and well supported. Testing new technologies on Kusama is key to the development of the Polkadot ecosystem.