Saylor’s Strategy Brings Bitcoin-Backed Product in Europe as Markets Crash

Crypto Presales

Saylor’s Strategy Brings BTC-Backed Credit Products to Europe. Hyper Presale Brings DeFi to Bitcoin

Takeaways:

  • Michael Saylor’s “Digital Credit Factory” launches Bitcoin-backed credit products in Europe amid a global market downturn.
  • The move advances Bitcoin’s role as a productive, collateralized financial asset rather than a static store of value.
  • Bitcoin Hyper ($HYPER) mirrors this shift for retail investors by building the infrastructure for decentralized Bitcoin scalability — and potentially, Bitcoin yield — as the platform onboards lending providers.
  • The $HYPER presale is live with over $25.7M raised and a verified smart contract.

As global markets slide and Bitcoin struggles to hold the line around $110K, Michael Saylor is once again doubling down on his conviction. Bitcoin isn’t just a speculative asset, but the backbone of the next-generation financial system, and his recent endeavors speak for this idea.

Strategy, the company now synonymous with Saylor’s Bitcoin bet, has announced the launch of a new “Digital Credit Factory” in Luxembourg, bringing Bitcoin-backed perpetual preferred stock to the European market.

The initiative effectively introduces a Euro-denominated yield-bearing financial product secured entirely by Bitcoin, positioning it as an institutional bridge between crypto and traditional credit markets.

Strategy’s digital credit factory system in Europe.
Michael Saylor introduces the Digital Credit Factory concept in Strategy’s YouTube steam.

This “Digital Credit Factory” will allow qualified investors to purchase instruments backed by Bitcoin reserves, creating a hybrid between decentralized collateral and regulated yield.

These instruments will be issued under Luxembourg’s blockchain legislation, which aligns with the EU’s DLT Pilot Regime (Regulation 2022/858) and already recognizes tokenized securities as legitimate investment products under CSSF oversight.

The announcement comes at a critical time for the industry. The total crypto market cap has dropped significantly over the past 30 days — with drops between 15%–27% across Bitcoin and altcoins — as risk assets recoil from geopolitical tensions and uncertainty.

Yet Saylor’s strategy appears to be a deliberate counter-cyclical play — one that treats volatility not as a threat but as an entry point for institutions seeking yield stability in an otherwise uncertain macro climate.

And by establishing a European foothold, Saylor aims to expand access to Bitcoin-backed credit beyond U.S. borders, potentially tapping into the continent’s multi-trillion-euro bond market.

Why This Matters for the Broader Market

Saylor’s expansion underscores a major narrative shift for Bitcoin: from passive store of value to productive financial infrastructure. Institutional adoption is no longer about accumulation alone — it’s about yield generation, liquidity access, and integration with real-world finance.

But the institutional route isn’t the only path forward. For retail investors and decentralized builders, Layer 2 Bitcoin projects are becoming the grassroots counterpart to this evolution.

These emerging ecosystems are extending Bitcoin’s utility in ways that mirror what Strategy is achieving for traditional finance. And among them, Bitcoin Hyper ($HYPER) stands out as one of the most ambitious entrants.

Bitcoin Hyper’s Layer 2 network takes the same core idea — transforming Bitcoin into a productive asset — but applies it in a decentralized, permissionless, and retail-accessible format.

While Saylor’s Digital Credit Factory will operate under institutional guardrails, Bitcoin Hyper gives ordinary users the same power to transact and access lending protocols to earn yield directly within the Bitcoin ecosystem.

Bitcoin Hyper — Bitcoin’s Layer 2 Powerhouse Built for Scalability and Speed

Bitcoin Hyper is a next-generation Bitcoin Layer 2 (L2) solution designed to bring scalability, interoperability, and DeFi capabilities to the Bitcoin network without compromising its core principles of security and decentralization.

By leveraging hybrid rollups — with a Solana Virtual Machine integration and $BTC settlement anchoring on the main Bitcoin network — the Bitcoin Hyper L2 enables:

  • Near-zero fees,
  • Lightning-fast transactions,
  • Cross-chain $BTC compatibility with dApps and protocols to be onboarded on the L2.

In essence, the project transforms Bitcoin from a passive store of value into a fully programmable, high-performance ecosystem.

Bitcoin Hyper’s ecosystem and L2 chain.

It unlocks the features typically only available on Solana and other modern blockchains — DeFi, lending protocols, NFTs, launchpads, and other Web3 uses now compatible with $BTC, but with faster and cheaper transactions to boot.

When fully live, all you have to do to tap into this side chain is bridge your $BTC over through a secure canonical bridge. Once you’re done and want to exit, just burn your wrapped $BTC on the L2 and unlock your coins on the Bitcoin L1.

Learn more about Hyper’s L2 on the official site.

$HYPER Token Presale Skyrocketed to $25.7M with Bullish Retail Momentum

The $HYPER token is Bitcoin Hyper’s native utility crypto. Currently on presale and priced at just $0.013215, $HYPER has quickly gained attention among investors seeking exposure to the emerging Bitcoin DeFi sector. Right now, the project boasts a $25.7M raise, with the next price increase mere hours away.

According to on-chain data, its verified smart contract has already recorded over 83,000 transactions, signaling strong early adoption and growing community engagement.

The project’s success also suggests two ongoing trends within $BTC’s ecosystem right now. Where Saylor’s Digital Credit Factory institutionalizes Bitcoin-backed yield, Bitcoin Hyper decentralizes it, letting users tap into DeFi protocols, expand their portfolio, and potentially earn directly on-chain.

With Bitcoin dominance at an ATH and institutional inflows on the rise, Bitcoin Hyper could become the retail mirror of Bitcoin’s new utility wave. For context, among Bitcoin L2 networks, Merlin Chain has become a key benchmark, despite its massive downturn since launching in 2024.

Currently valued at around $333M, Merlin represents one of the sector’s earliest Bitcoin L2 launches.

If Bitcoin Hyper were to slightly exceed Merlin’s valuation — driven by its modern rollup architecture, Solana VM integration, and early presale traction — it would imply a market cap near $500M–$650M and a token price between $0.024–$0.032.

This leaves room for a realistic 2x–2.5x upside potential from its current presale price of $0.013215.

Still, this is a purely speculative estimate based on market trends, presale momentum, and Hyper’s fundamentals. The livenet release is still underway, and successful adoption is no guarantee. Hyper plans to onboard its first dApps and smart contracts in Q4 2025/Q1 2026.

Get $HYPER tokens and stake for 46% APY.


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Author

Alexander Zdravkov is a person who always looks for the logic behind things. He has more than 3 years of experience in the crypto space, where he skillfully identifies new trends in the world of digital currencies. Whether providing in-depth analysis or daily reports on all topics, his deep understanding and enthusiasm for what he does make him a valuable member of the team.

Source: https://coindoo.com/saylor-europe-bitcoin-backed-credit-hyper-presale-layer2/