How to buy Bitcoin (BTC) with Apple Pay?

You can buy Bitcoin (BTC) with Apple Pay by connecting your exchange account with Apple Pay. The best exchange overall to buy Bitcoin with Apple Pay is KuCoin, whereas the best option for non-US users is Binance.

Apple Pay is a convenient payment method for Apple users that allows them to make payments in-person, online, and in-app using their Apple devices, such as iPhone, Apple Watch, iPad, and Mac.

If you want to invest in Bitcoin using Apple Pay, you’ve come to the right place. In this article, we will provide you with a step-by-step guide on how to buy Bitcoin (BTC) with Apple Pay.

How to buy Bitcoin (BTC) with Apple Pay?

In order to buy Bitcoin with Apple Pay, you need to first register an account on KuCoin (or Binance if you are not from the US), then link your Apple Pay account, and, finally, purchase Bitcoin.

In the following sections, we will walk you through the process of buying Bitcoin with Apple Pay on KuCoin and Binance.

KuCoin – The best option to buy BTC with Apple Pay overall

KuCoin is one of the best platforms for US-based Apple Pay users, both due to its ease of use and robust security. It is worth noting that using Apple Pay as a payment option on KuCoin is enabled by Banxa, a third-party payment processor.

Step 1: Register a new account on KuCoin

If you don’t have an account on KuCoin, you’ll first have to open a new account and complete the registration process.

Create a KuCoin Account

Step 2: Select the “Fast Trade” option

On the KuCoin homepage, select the “Fast Trade” option from the “Buy Crypto” drop-down menu.

Step 3: Enter the amount of Bitcoin you want to buy

Proceed by entering the amount of USD you’d like to spend on purchasing Bitcoin. For the purposes of this guide, we decided to invest $100 in Bitcoin. Click “Buy BTC” to continue.

Step 4: Select “Apple Pay” and “Banxa” as your payment channel

From the available payment methods, select “Apple Pay” and then select “Banxa” as a third-party payment channel. The reason for this is that KuCoin doesn’t support direct purchases using Apple Pay, but instead relies on outside processors to handle the transaction. 

However, this changes nothing from the user’s standpoint – your crypto will still be deposited into your KuCoin account and the price of the cryptocurrency you want to buy is the same as if bought using other payment methods.

Step 5: Select Apple Pay from the list of available options

On the next screen, you’ll have to select “Apple Pay” as a payment option on the Banxa page. The summary of your Bitcoin order, including the Network Fee and Gateway Fee, will be displayed in the Summary section. To proceed, click “Create Order”.

Step 6: Enter your email address and phone number

Enter your email address and mobile phone number number. Proceed by clicking on the “Confirm” button.

Step 7: Verify your personal information

Fill out your personal information, including the address, country of residence, zip code, and more. After that, click “Submit Verification”.

Step 8: Confirm payment with Apple Pay

Your payment details, along with the total payment amount, will be displayed in the Apple Pay application. If the payment details are correct, you can confirm the payment by either double-clicking the side button on your iPhone or Apple Watch or using Touch ID/Face ID.

Binance – The best option to buy BTC for non-US Users

If you are outside the US, then the Binance cryptocurrency exchange is likely the best option to use Apple Pay to buy Bitcoin.

Step 1: Register a new account on Binance

If you don’t have an account on Binance, you’ll first have to open a new account and complete the registration process.

Create a Binance Account

Step 2: Select the “Credit/Debit Card” option

On the Binance homepage, select the “Credit/Debit Card” option from the “Buy Crypto” drop-down menu.

Step 3: Enter the amount of Bitcoin you want to buy

Proceed by entering the amount of USD you’d like to spend on purchasing Bitcoin. After you’ve entered the amount of BTC you want to buy, click “Continue”.

Step 4: Select “Apple Pay” as your payment method

Select “Apple Pay” from the list of available payment methods and click “Continue”. (The Apple Pay option is blurred out in this screenshot due to the guide being made on a Windows machine. The Apple Pay method on Binance can only be used in a Safari browser or iOS app)

Step 5: Confirm your payment on Binance

If you are content with the summary of your order, including the Bitcoin amount and price, you can confirm the payment by clicking on “Confirm”. Also, don’t forget to tick off the checkbox next to the Terms and Agreements section.

Step 6: Confirm payment with Apple Pay

Your payment details, along with the total payment amount, will be displayed in the Apple Pay application. If the payment details are correct, you can confirm the payment by either double-clicking the side button on your iPhone or Apple Watch or using Touch ID/Face ID.

Alternative ways of buying Bitcoin with Apple Pay

While KuCoin and Binance are among the best platforms for buying Bitcoin with Apple Pay, there’s many more options available on the market. Let’s quickly explore some alternatives you can use to buy Bitcoin with Apple Pay.

Other crypto exchanges

Here are some examples of leading cryptocurrency exchanges that allow you to buy Bitcoin using Apple Pay:

Peer-to-peer cryptocurrency marketplaces

Another way that you can use Apple Pay to buy Bitcoin is to go to peer-to-peer (P2P) cryptocurrency marketplaces. These are platforms that allow anyone who owns cryptocurrency to publish an offer to sell their coins. If a buyer agrees with the offer, they can directly arrange the purchase with the seller.

The strength of P2P cryptocurrency marketplaces is in the flexibility they offer, most notably when it comes to payment options. Depending on the marketplace, they can also provide more privacy than a standard crypto exchange.

Howeve P2P crypto marketplaces are also less convenient to use than normal cryptocurrency exchanges, and you’ll likely be paying a higher premium to buy cryptocurrency with your desired payment method. Still, if you wish to explore P2P crypto trading, here are some P2P crypto trading platforms where sellers can accept Apple Pay:

The bottom line: Apple Pay is one of the most convenient ways of buying Bitcoin

Buying Bitcoin with Apple Pay is very similar to using the payments service when purchasing other products and services online. Hopefully, this guide has provided the necessary information to help you buy Bitcoin (and other cryptocurrencies) with Apple Pay.

Buy Bitcoin with Apple Pay on KuCoin

For additional information about buying, selling, and storing BTC, you can check our comprehensive guide on Bitcoin investing. 

If you don’t want to keep your Bitcoin in your exchange account after you bought it with Apple Pay, we suggest you move your crypto to a hardware wallet for maximum security – to find the one that’s best for you, check our list of the best crypto hardware wallets.