According to a recent crypto news update, the investment bank and financial services provider JPMorgan Chase & Co. has started accepting Bitcoin and Ethereum as collateral for its loans.
This announcement marked the first instance of a U.S. bank with an institutional-grade rating accepting cryptocurrencies as collateral from a U.S. corporate client instead of derivatives or exchange-traded funds.
Meanwhile, a viral PayFi project, Remittix (RTX), is redefining the use of blockchain in payments and financial networks today. 
Latest Crypto News: JPMorgan Embraces Bitcoin and Ether for Institutional Lending
JPMorgan’s new collateral program allows large-scale clients to use Bitcoin (BTC) to secure loans without liquidating their holdings. The bank will deploy the system through a third-party custodian, ensuring that pledged digital assets remain safely segregated from the bank’s internal operations.
The initiative expands on JPMorgan’s earlier acceptance of crypto-linked ETFs as collateral. This time, however, clients will be able to post actual digital assets, a significant upgrade that simplifies access to liquidity for institutional investors.
“Digital assets have matured to the point where they can support secured credit transactions,” a JPMorgan spokesperson said, highlighting the growing sophistication of crypto market infrastructure.
Analysts say the move could unleash new liquidity channels and accelerate institutional adoption, bridging DeFi’s innovation with Wall Street’s credit systems.
Ether Joins Bitcoin in JPMorgan’s Collateral Framework
Following Bitcoin’s inclusion, Ether will be accepted as part of JPMorgan’s lending network. This addition reinforces Ethereum’s evolving role as more than a smart contract platform, positioning it as a legitimate financial asset within global credit markets.
The bank’s framework allows clients to borrow against Ether while maintaining exposure to its market value. This defining moment for Ethereum underpins much of DeFi and tokenized finance: it’s now recognized by one of the world’s largest banks alongside gold, cash, and equities.
Crypto strategists view this as validation of Ethereum’s broader ecosystem strength. With institutional custodianship, regulated access, and ETF flows established, Ether’s inclusion deepens its foothold in the traditional financial sector.
Could This Spark the Next Crypto Rally?
Crypto analysts call the latest crypto news “the most bullish signal of the year” for Bitcoin and Ethereum. JPMorgan’s launch of a crypto-lending service could encourage other large banks, such as Morgan Stanley and BNY Mellon, to follow suit.
Bitcoin is trading at around $110,000, more than 680% higher than the low price hit in 2022, and Ethereum is at about $3,900. Analysts expect institutional money to return once the Federal Reserve cuts interest rates and liquidity improves for traders.
Altcoin Season Index Chart | Source: CoinMarketCap
Altcoin sentiment, however, remains muted. According to CoinMarketCap’s Altseason Index, the score is just 24/100, suggesting capital is still concentrated in Bitcoin and Ethereum. Analysts predict that broader risk appetite could return later this year if liquidity flows back into crypto markets.
Remittix (RTX) to Power the Next Chapter of Crypto Utility
As Wall Street moves to integrate crypto into its financial infrastructure, Remittix is leading the next wave of real-world blockchain adoption.
Built on Ethereum and other leading chains, the platform enables users to send crypto that settles as fiat instantly and permissionlessly to bank accounts across 30+ countries.
This PayFi approach showcases how blockchain reshapes global finance from institutional and user levels. Remittix brings DeFi speed and user-friendliness, turning blockchain concepts into a real-world, cross-border utility for the masses.
Whales and retail investors have traded over 681 million RTX worth $27.7 million on the exchanges. Recent crypto news reiterates broader adoption, so momentum around RTX remains strong.
At just $0.1166 per RTX, Remittix delivers real utility and a powerful entry point.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
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