According to his recent Fred Krueger, both Bitcoin and gold have decisively decoupled from real interest rates over the past two years — an anomaly that signals a rush into hard assets.
Citing analysis shared by Lyn Alden and Bloomberg data, Krueger notes that while real interest rates have climbed, traditional hard money assets like gold and Bitcoin are surging in opposite directions. A chart he posted shows real rates dropping while the price of gold soars past $3,000. 
Social Security Trust Draining Fast
Krueger connects this divergence to a broader structural issue: the collapse of the U.S. Social Security trust. According to a chart sourced from the Social Security Administration, the trust peaked in 2020 but has since entered steep decline. Krueger argues this reversal will force Baby Boomers to liquidate U.S. Treasuries as they draw down retirement funds.
“The demographics have changed,” he wrote. “The math is working in reverse.”
He warned that this dynamic creates a feedback loop where government debt accelerates, and traditional safe-haven assets like Treasuries lose appeal.
“Ponzi Scheme Has Ended”
Krueger went further, describing the current system as a “Ponzi scheme” that has now ended. “The train is not just ‘unstoppable,’ it’s off the tracks,” he declared.
Comparing today’s crisis to the 1970s, Krueger believes current conditions are even worse — but this time, a new financial alternative exists.
Final Message: Bitcoin as the Exit
In a stark conclusion, Krueger advised investors to seek shelter in Bitcoin. “There is a new alternative,” he said. “Hold your Bitcoin for dear life.”
His call reflects growing sentiment among macro analysts who view Bitcoin not just as a speculative asset but as a hedge against fiat instability and demographic-driven fiscal collapse.
Kosta Gushterov
Reporter at Coindoo
Kosta has been a part of the team since 2021 and has solidified his position with a thirst for knowledge, incredible dedication to his work and a “detective-like” mindset. He not only covers a wide range of trending topics, he also creates reviews, PR articles and educational content. His work has also been referenced by other news outlets.
Source: https://coindoo.com/bitcoin-and-gold-break-from-real-rates-amid-fiscal-unraveling-according-to/