Is Charles Schwab stock a ‘buy’ after its Q4 report?

Charles Schwab Corporation (NYSE: SCHW) closed the regular session down nearly 3.0% on Wednesday after reporting weaker-than-expected results for its fiscal fourth quarter.

Should you buy Charles Schwab stock?

The multinational ended its financial year with $7.05 trillion of total client assets – a sharp decline from $8.14 trillion a year ago. Still, Payne Capital’s Courtney Garcia recommends buying Charles Schwab stock on the pullback. On CNBC’s “Power Lunch”, she said:


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Numbers weren’t as bad. They were just below last quarter which was a record for them. It shows positive affect by higher interest rates and if we’re in higher for long rate environment, Schwab will continue to be a beneficiary.

Garcia does expect rates to remain up this year. Also a positive was the clients count. In 2022, Charles Schwab added 4.0 million new accounts to end the year with a total of 34 million.

Notable figures in Charles Schwab’s Q4 report

  • Net income printed at $1.97 billion versus year-ago $1.58 billion
  • Per-share earnings also climbed from 76 cents to 97 cents
  • Adjusted EPS came in at $1.07 as per the earnings press release
  • Revenue went up 17% on a year-over-year basis to $5.50 billion
  • Consensus was $1.09 of adjusted EPS on $5.55 billion in revenue
  • Balance sheet narrowed by 17% versus last year to $115 billion

According to the financial services firm, its customers increasingly switched to bonds and savings accounts to weather the uncertainty in equities in its recently concluded quarter. Charles Schwab stock is currently up 20% versus mid-October.

Source: https://invezz.com/news/2023/01/18/buy-charles-schwab-stock-despite-weak-q4-report/