Ripple Payments Expands Into Unified Fiat and Stablecoin Money Platform

TLDR:

• Ripple Payments now supports custody, collections, and liquidity for both fiat and stablecoins across regulated markets.
• The platform processed over $100 billion and operates in more than 60 countries with licensed financial partners.
• Banks and fintech firms use Ripple Payments to reduce pre-funding and speed up cross-border settlement flows.
• Stablecoins represent about 30 percent of onchain volume as institutions expand real-world payment use cases.
  

Ripple has expanded its payments platform to support full-scale money movement across fiat and digital assets in one system. The update adds managed custody, unified collections, and advanced liquidity services for enterprise users. 

Moreover, the company says the platform now covers the entire payment flow from collection to payout. The move targets financial institutions racing to deploy stablecoin payment infrastructure.

Ripple Payments platform integrates custody and collections

Ripple said the expanded Ripple Payments platform now supports collection, holding, exchange, and payout of both fiat and stablecoins. The company processed more than $100 billion in volume and operates across over 60 global markets, according to its blog post.

The upgrade follows recent acquisitions of Palisade and Rail, which added custody and virtual account infrastructure. These tools allow businesses to provision wallets, automate collections, and settle funds through a single interface.

Managed custody now enables secure wallet creation at scale and faster transaction signing. Funds can sweep automatically into operational accounts without manual treasury handling.

Unified collections allow companies to receive payments through named virtual accounts and wallets. The system converts and consolidates balances into one account for settlement and reporting.

Ripple stated that the platform supports both fiat and stablecoin flows under a licensed framework. The company holds more than 75 regulatory approvals and money transmitter licenses worldwide.

Enterprise adoption grows across regulated markets

Ripple reported growing use of the platform among fintech firms and regulated banks. Clients include Corpay, AMINA Bank, and Banco Genial.

AMINA Bank uses Ripple Payments to power near real-time cross-border flows for institutional clients. The bank operates under Swiss regulation and connects stablecoin and fiat rails.

Corpay applies Ripple’s custody and liquidity tools to fund and settle positions in Asia-Pacific using RLUSD. The company removed the need for costly pre-funded accounts in several corridors.

MassPay integrates Ripple to support payouts to more than 100 countries using multiple currencies. The firm plans to expand into stablecoin-funded disbursements for global enterprises.

AltPayNet and CambioReal are using Ripple’s settlement layer for cross-border payment orchestration. Their deployments focus on faster transfers, transparency, and compliance-ready reporting.

Ripple said stablecoins now account for about 30 percent of onchain transaction volume. Fintech and financial institutions processed roughly $33 trillion in stablecoin transactions last year.

The company described its approach as compliance-first for regulated finance.
It operates under a New York trust charter and multiple regional licenses.

Ripple President Monica Long said digital assets need the same operational standards as traditional finance. She added that infrastructure, licensing, and liquidity remain central to global adoption.

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Source: https://blockonomi.com/ripple-payments-expands-into-unified-fiat-and-stablecoin-money-platform/