The cryptocurrency universe is full of examples of small startups outperforming established names. For example, Digitap ($TAP), a crypto presale fintech startup, has seen its token return a 263% paper gain since late summer.
At the time of writing, Ethereum (ETH), the second-largest cryptocurrency by market cap, has returned from around $2,900 at the to $3,000 zone.
This contrast exemplifies a shift in investors’ mindset over the past few months. When evaluating the best crypto to buy, investors prioritize real-world utility and legitimate growth prospects.
Source: Digitap
Digitap Turns Global Banking Into Real Crypto Utility
Digitap is the maker of the world’s first “omni-bank.” Its live banking app is available worldwide on iOS and Android devices or through a web browser. It lets users send, receive, store, save, invest, and spend both fiat and crypto on the same platform.
Users no longer need multiple apps to manage their day-to-day and occasional financial needs. Key features include multiple foreign-currency fiat bank accounts, high-yield savings accounts, global money transfers, crypto wallet support for more than 100 tokens, and access to a Visa card funded through the Digitap account.
Digitap’s optional no-KYC signup process provides access to basic services for users who can’t or don’t want to submit identification. This is a welcome feature for users who demand anonymity in their financial lives.
It also opens Digitap to the roughly 1.4 billion unbanked and underbanked adults worldwide. Many of these people don’t have access to identification, leaving them excluded from the global financial system. Providing a complete suite of banking products and services, including a Visa card, could bring financial inclusivity to those who need it most.
Source: Digitap
How $TAP Gained 263% While Most Altcoin Portfolios Slumped
Digitap’s crypto presale of its native $TAP kicked off in late summer. As part of a tiered funding campaign, the price of $TAP is programmed to increase after each round is sold out or expires.
$TAP was first offered for sale at $0.0125 and is now priced at $0.0454. This 263% paper profit made Digitap a top altcoin to buy as a hedge during the market selloff. For example, a well-diversified altcoin portfolio of $30,000 could have lost 30% from late summer through today. However, a 10% allocation to $TAP would have been enough to fully offset that 30% drawdown across the rest of the portfolio.
Beyond its near-term benefits, Digitap has several qualities that make it an attractive crypto to buy and hold. In addition to a total addressable market measured in the hundreds of millions, $TAP features investor-friendly tokenomics.
Half of the platform’s profits are allocated toward buying back and burning $TAP and rewarding stakers. Digitap is also continuing to innovate and add new features. Most recently, it added support for Solana, enabling Solana deposits within its global money app.
The integration of Solana brings higher speed and lower costs for users and has injected fresh excitement into the presale.
Why $3,000 ETH Looks Like a Grind, Not a Breakout
Ethereum has recently rebounded from the $2,900 area, climbing back toward the $3,000 mark in its latest move. While the recovery has helped stabilize short-term sentiment, price action continues to suggest a slow grind rather than the start of a decisive breakout.
Entering 2026, Ethereum initially attempted to build momentum toward higher resistance levels, but buying pressure faded before a sustained trend could form. The push from $2,900 to $3,000 reflects renewed demand at lower levels, yet the lack of strong follow-through above $3,000 keeps ETH locked in a consolidation range.
On-chain signals continue to reinforce this cautious narrative. Over the weekend, a long-dormant whale wallet became active after nearly nine years, transferring 50,000 ETH—worth close to $150 million at current prices—to a Gemini-linked address. Such activity from major holders often raises concerns around potential distribution rather than accumulation.
Investor unease has been further amplified by a separate Bitcoin wallet dormant for more than a decade moving a sizable BTC balance last week. Together, these events have fueled speculation that long-term holders may be positioning ahead of broader market shifts, reinforcing the view that Ethereum remains range-bound unless stronger conviction returns.
Source: CoinMarketCap
Digitap’s Momentum Backs Its Role as Best Crypto To Buy
The contrast between Ethereum’s recent weakness and Digitap’s strong momentum reflects growing investor demand for new opportunities. While Ethereum will remain a core part of the crypto ecosystem, early 2026 trends suggest investors are looking beyond established assets.
Several factors help explain Digitap’s recent surge. The crypto presale project ranks as a top altcoin to buy because its early-stage momentum is backed by a compelling narrative and a live product with ongoing technical updates.
The next phase of winners and losers is likely to be driven by a simple principle: projects that offer real utility with high upside potential are being favored, even over long-established cryptocurrencies.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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Source: https://coindoo.com/how-did-digitap-tap-rise-263-while-3000-eth-assembles-crypto-presales-2026-news/