Stablecoin Transactions Hit $35 Trillion in 2025

Key Points:

  • Stablecoins transacted over $35 trillion in 2025.
  • Only 1% used for real-world transactions.
  • Calls for regulatory clarity and improved payment gateways.

A McKinsey and Artemis Analytics report reveals stablecoins transferred $35 trillion on blockchain last year, with only $380 billion used for real-world payments, underscoring limited real-world application.

This highlights stablecoins’ minimal impact on global transactions, as only a fraction is employed beyond speculative trading, raising questions about their role in traditional finance.

Stablecoin Transactions Reach Unprecedented $35 Trillion in 2025

According to McKinsey and Artemis Analytics, in 2025, stablecoins facilitated transactions surpassing $35 trillion. Of these, only 1%—roughly $380 billion—was dedicated to real-world transactions. This analysis highlights the vast proportion dedicated to non-payment activities.

The report’s release could pressure blockchain advocates to enhance stablecoin adoption. Transformative changes in cross-border payments and digital asset transactions are anticipated as stablecoins evolve. However, their current adoption in daily commerce remains limited.

It appears that you are seeking specific quotes related to the recognition of the McKinsey and Artemis Analytics report on stablecoin payments. However, as per the details provided, no direct quotes or statements were found from key players, industry leaders, or experts regarding this specific report.

Experts Call for Regulatory Clarity to Boost Stablecoin Use

Did you know? McKinsey’s analysis points out that while stablecoin transactions hit $35 trillion, a scant 0.02% reflects global payment totals, underlining the gap between blockchain’s capacity and its everyday financial application.

The Tether USDt maintains its $1.00 value, marking a stable presence with a market cap of $186.59 billion. Despite high trading volume, recent numbers show decreased price movements, according to CoinMarketCap. This reflects its ongoing stability in a volatile market.

tether-usdt-daily-chart-450

Tether USDt(USDT), daily chart, screenshot on CoinMarketCap at 09:08 UTC on January 25, 2026. Source: CoinMarketCap

Insights from Coincu research team suggest that for stablecoins to enter traditional financial systems successfully, enhanced regulatory frameworks and technological integration are imperative. Future advancements hinge on both improved stability mechanisms and a tailored approach to financial compliance.

Source: https://coincu.com/analysis/mckinsey-stablecoin-report-2025/