DXC Partners with Ripple to Empower Global Banks with Scalable Digital Asset Custody and Payments
DXC Technology has formed a strategic partnership with Ripple to accelerate the adoption of digital asset custody and payment solutions across the global banking sector.
By combining DXC’s enterprise-grade banking infrastructure expertise with Ripple’s proven blockchain technology, the collaboration aims to help regulated financial institutions move beyond pilots and into scalable, real-world deployment of digital asset services.
Joanie Xie, Ripple’s VP and Managing Director for North America, hailed the partnership as a major step toward institutional adoption, stating:
“Banks are under increasing pressure to modernize while continuing to operate on complex infrastructure. Our partnership with DXC brings digital asset custody, RLUSD and payments directly into the core banking environments institutions already trust. Together, we’re enabling banks to deliver secure, compliant digital asset use cases at enterprise scale without disruption.”
As banks accelerate digital transformation, secure, compliant, and scalable blockchain infrastructure has become a critical competitive edge. Through their partnership, DXC and Ripple are enabling banks and fintechs to seamlessly integrate digital asset capabilities, bridging legacy financial systems with on-chain finance.
The joint solution supports programmable payments, as well as the tokenization, custody, and transfer of digital assets, allowing institutions to deploy regulated digital asset use cases without disrupting core banking operations. This momentum is further reinforced by Ripple’s recent collaboration with UC Berkeley to translate academic innovation into real-world XRP utility.
Well, a cornerstone of the initiative is DXC’s Hogan core banking platform, which powers over 300 million deposit accounts and supports more than $5 trillion in deposits globally.
By embedding Ripple’s digital asset custody and payments technology into Hogan, the partnership gives existing DXC clients a seamless, low-friction path to launch digital custody and payment services. Crucially, this integration avoids costly system overhauls, making digital asset adoption faster, more affordable, and more accessible for large, established financial institutions.
The collaboration delivers critical “last-mile” connectivity between regulated banking infrastructure and digital asset platforms, enabling banks to move from pilots to production-grade blockchain deployments.
With this bridge in place, institutions can roll out real-time cross-border payments, tokenized asset custody, and programmable settlement workflows within a compliance-ready framework.
Fintechs also gain a major advantage. The combined DXC–Ripple solution simplifies access to the banking relationships and infrastructure needed for compliant custody and payments, lowering barriers to entry and accelerating digital finance innovation, without compromising the regulatory standards expected by enterprise clients and supervisors.
Conclusion
The DXC–Ripple partnership marks a critical turning point for institutional digital finance. By embedding Ripple’s custody and payments technology directly into DXC’s Hogan core banking platform, the collaboration bridges the long-standing gap between legacy banking systems and on-chain infrastructure.
This integration enables banks and fintechs to launch regulated, production-ready digital asset services without sacrificing security, compliance, or operational resilience.
More broadly, the initiative moves blockchain in banking from proof-of-concept to real-world deployment, signaling a shift from theoretical potential to practical, scalable execution.