Binance’s CZ Discusses Crypto’s Future at Davos Panel

At the World Economic Forum in Davos, Binance founder Changpeng Zhao discussed future trends and the evolving regulatory landscape of the cryptocurrency industry on January 22, 2026.

Zhao’s insights highlight potential shifts in banking and regulatory frameworks, crucial for anticipating market dynamics and guiding strategic decisions in crypto’s evolving ecosystem.

CZ Predicts Decline in Physical Banks by 2036

Changpeng Zhao, known as CZ, underscored the increasing role of tokenization at a national level while presenting at the Davos panel. The focus on cryptocurrency as an “invisible” payment channel and AI-driven trading were identified as the next pivotal advancements for the sector. CZ commented on these developments, stating,

CZ criticized the fractional reserve system, predicting a decline in physical banks over the next decade.

In response, the market noted a modest Bitcoin price increase of 1.7%. Regulators and industry participants acknowledged CZ’s perspectives, highlighting the complexities in global crypto regulations. The call for a global regulatory body gained support, reflecting on the need for an innovation-friendly framework.

Bitcoin Market Sees 1.7% Rise Amid Regulatory Calls

Did you know? At past Davos gatherings, discussions have often centered around crypto regulation and technological integration, with similar upward market momentum seen following supportive announcements.

CoinMarketCap shows Bitcoin (BTC) currently valued at $90,009.97, with a market cap of $1.80 trillion and dominance at 59.14%. In the last 24 hours, trading volume reached $50.56 billion, marking a slight decrease of 2.16%. Over the past 90 days, Bitcoin’s price declined by 19.16%, reflecting market volatility.

According to Coincu research, the focus on tokenization and invisible payment systems could redefine financial operations. Global regulatory clarity could facilitate growth by establishing uniform guidelines, potentially driving wider cryptocurrency acceptance.