Ethereum trading around $3,300 has renewed debate around where the market is heading in 2026. Large crypto assets are indeed stabilising — yet investors are still looking toward altcoins to buy with higher growth potential.
This shift is bringing renewed focus to the crypto presale sector, where funding momentum from whales often points to future performance. With $4M in recent whale investment, Digitap ($TAP), stands out as one of the best cryptos to buy in 2026.
In contrast to mature Layer 1s (L1s) such as Ethereum, Digitap offers high upside potential, early-stage pricing, delivered real-world utility, and 124% APY. Its timing is also perfect — arriving during an era of increased account closures and frustrations with centralized banking.
Ethereum’s Position At $3,300 Reflects Network Maturity
Ethereum remains the backbone of much of the crypto economy. DeFi, stablecoins, NFTs, and many financial applications still depend on its infrastructure. Its developer base is large, security is proven, and adoption spans retail and institutional users. These fundamentals explain why ETH continues to trade at a premium above $3,300.
However, this is not the situation that ROI-hungry investors will be looking for. When a token hits a large market capitalization, it becomes more of a hedge token than a growth coin. And there is also the possibility of a retracement. With a large market cap, price expansion is increasingly tied to broader market cycles rather than specific catalysts.
Upgrades and technical network improvements have more of a gradual effect than an explosive impact. For instance, while Ethereum’s 2022 merger was a huge technical success, its price barely moved.
In sum, ETH offers liquidity and stability, but limited upside compared with early-stage crypto presales. This is why some investors are now pairing ETH exposure with faster-moving altcoins to buy that operate earlier in their adoption curve.
Digitap’s $4M Crypto Presale Signals Market Confidence
Digitap has attracted over $4M in funding during its crypto presale, reflecting strong demand. Unlike most projects, Digitap is built around real financial services rather than abstract use cases. Its omni-bank model allows users to manage crypto and fiat, send payments, convert currencies, and access banking tools from one account.
There is no single reason as to why whale investors have dedicated $4M of investment. However, low-cost price entry, delivered utility, and unique omni-bank positioning are most certainly contributing factors. The fact that the omni-bank app is live on iOS and Android reduces delivery risk for investors, as the product can be tested before tokens are purchased.
Digitap’s pricing structure also supports investment. Currently at $0.0427, $TAP will rise at each subsequent round before it lists on an exchange at $0.14. This price predictability offers psychological reassurance to investors, serving as a means of portfolio protection.
In the meantime, token holders can benefit from 124% staking APY while waiting for listing. From a retail perspective, users can use Visa-compatible card payments for everyday purchases, along with banking services including deposits, withdrawals, swaps, and transfers.
Tired KYC: Increased Market Access For Global Accessibility
Aside from delivering utility and a huge range of omni-bank services, Digitap is distinguished from other altcoins to buy due to its flexible KYC model. Users can select their compliance level depending on their banking requirements, allowing for increased user control, immediate onboarding, and low entry barriers.
This means that the platform can be used by the billions globally unbanked at a time of increased account closures, as well as expats, digital nomads, remote workers, and small business owners. Legally compliant banking services also allow for the protection of assets.
Business owners can move their assets for protection in a compliant manner, with easy swaps between fiat and crypto. Account and asset diversification is increasingly important in a world of geopolitical conflict and banking account closures. Digitap also offers invoicing, payroll, and customized plans for businesses.
While Ethereum has a generic and broad use case as an L1, Digitap serves a very specific niche. It serves as a replacement for centralized banking, full user ownership, and flexible KYC. It is still in an early position, and its relevance will become more pronounced as the problems of traditional finance become worse.
Choosing Between Banking Growth And L1 Stability
Ethereum at $3,300 offers infrastructure exposure and long-term relevance. Digitap offers early-stage access to a banking platform supported by a $4M crypto presale, Visa-compatible card payments, and zero-friction onboarding.
For investors focused on ROI potential, Digitap’s structure strengthens its case as the best crypto to buy now. Among emerging altcoins to buy, its combination of funding momentum, utility focus, and early valuation positions it as a strong alternative to mature L1 assets like ETH.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article is not intended as financial advice. Educational purposes only.