GoTyme Bank Launches Bitcoin and Crypto Access for Philippine Users

• GoTyme partners with Alpaca for secure crypto buying and storage in-app.

• Users access 11 cryptocurrencies including BTC, ETH, and SOL with easy peso-to-USD conversion.

• The Philippines ranks ninth in Chainalysis’ 2025 Global Crypto Adoption Index, highlighting strong regional interest with potential government BTC reserves.

Discover GoTyme crypto services: Buy BTC, ETH, SOL & more in the Philippines app. Secure, simple access for 6.5M users via Alpaca partnership. Start investing today!

What is GoTyme Crypto?

GoTyme crypto refers to the new digital asset services launched by the Philippines-based digital bank GoTyme, enabling users to purchase and hold cryptocurrencies directly within its mobile banking app. This feature, introduced through a collaboration with US fintech firm Alpaca, supports 11 popular assets such as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Polkadot (DOT). The service emphasizes user-friendly integration, allowing quick conversions from Philippine pesos to USD for secure transactions, making crypto accessible without needing separate exchanges or complex setups.

Process of buying crypto in the app. Source: GoTyme

GoTyme, which launched in October 2022, has rapidly grown to serve over 6.5 million customers in the Philippines, as reported by Nikkei Asia in September 2025. Formed through a partnership between Singapore-based Tyme Group and the Filipino Gokongwei Group, the bank prioritizes speed and convenience—users can open an account and get a debit card in just five minutes. This foundation now extends to GoTyme crypto, aligning with the bank’s mission to simplify financial services in a market ripe for digital innovation.

The integration with Alpaca ensures robust security, leveraging the fintech’s expertise in API-driven solutions for seamless crypto on-ramps. Customers can buy assets instantly, store them in digital wallets within the app, and monitor values in real-time. While current offerings focus on basic buying and holding, this marks a significant step toward mainstream crypto adoption in Southeast Asia, where digital banking is exploding.

How Does GoTyme’s Partnership with Alpaca Enable Crypto Access?

The partnership between GoTyme and Alpaca streamlines crypto acquisition by embedding secure trading APIs into the banking app, allowing users to convert fiat currencies like the Philippine peso into USD and then purchase digital assets without leaving the platform. This setup reduces barriers such as high fees or technical hurdles, making it ideal for beginners. According to GoTyme CEO Nate Clarke, “Our product focuses on simplicity and reliability, designed for people who want to buy crypto confidently without complicated technical analysis or managing multiple apps.”

Alpaca’s technology handles the backend conversions and compliance, ensuring transactions meet regulatory standards in the Philippines. Supporting data from the Banko Sentral ng Pilipinas shows a surge in digital payments, with mobile wallets growing by 40% year-over-year in 2025. This collaboration not only enhances user trust but also positions GoTyme as a leader in blended financial services. Experts like those from the Digital Banker note that such integrations could boost crypto penetration in emerging markets, where over 70% of the population remains unbanked but smartphone-savvy.

Currently, the service covers 11 cryptocurrencies, providing diversification options for users interested in both established coins like Bitcoin and faster-growing ones like Solana. Polkadot’s inclusion highlights interoperability trends, as it connects multiple blockchains. GoTyme’s approach avoids advanced trading tools for now, prioritizing education and ease—app notifications guide users through the process, from funding their account to confirming purchases. This model draws from successful fintech plays in Latin America and Africa, where similar apps have driven crypto volumes up by 25-30%, per Chainalysis reports.

The Philippines’ crypto landscape adds context: Ranking ninth on Chainalysis’ 2025 Global Crypto Adoption Index, the country sees high remittance inflows and youth-driven interest in assets as hedges against inflation. Government discussions around a strategic Bitcoin reserve of 10,000 BTC further signal institutional buy-in. GoTyme’s entry taps this momentum, potentially onboarding millions to crypto while adhering to local laws like the Virtual Asset Service Providers Act.

Frequently Asked Questions

What Cryptocurrencies Can I Buy with GoTyme Crypto Services?

GoTyme crypto services support 11 digital assets, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polkadot (DOT), and several altcoins. Users convert Philippine pesos to USD via the app for instant purchases, with secure storage provided. This selection covers major market caps, offering entry points for both conservative and diversified portfolios.

Is GoTyme Crypto Safe and Easy for Beginners in the Philippines?

Yes, GoTyme crypto is designed for safety and simplicity, integrating with Alpaca’s secure fintech infrastructure to protect user funds and data. Beginners can set up in minutes, buy assets with a few taps, and receive guided tutorials—no prior experience needed. It’s tailored for the Philippine market, complying with local regulations for peace of mind.

Key Takeaways

• Seamless Integration: GoTyme’s app now allows direct crypto buys from bank balances, simplifying access for 6.5 million users.
• Strategic Partnership: Collaboration with Alpaca enables USD conversions and secure storage for 11 assets, emphasizing reliability over complexity.
• Regional Growth Potential: With expansion to Vietnam and Indonesia planned, GoTyme eyes Southeast Asia’s booming digital finance sector—act now to explore these services.

Conclusion

GoTyme’s launch of GoTyme crypto services through its partnership with Alpaca represents a pivotal advancement in accessible digital assets for the Philippines, blending traditional banking with blockchain innovation. With 11 cryptocurrencies available for easy purchase and storage, it caters to a market ranked ninth globally in crypto adoption by Chainalysis in 2025. As the bank scales toward profitability by 2027 and eyes Southeast Asian expansion, users stand to benefit from simplified financial tools amid rising regional interest. Stay informed on evolving GoTyme crypto features and consider integrating digital assets into your portfolio for long-term growth.