CertiK Releases U.S. Digital Asset Policy Report for 2025

• The report provides an overview of the ways in which existing federal law and market structure changes are redefining compliance standards for companies that deal in digital assets.
• Among the other topics that are discussed in the CertiK U.S. Digital Asset Policy Report are the peculiar digital asset frameworks.

CertiK, the leading Web3 security services provider in the world, has announced the release of the CertiK U.S. Digital Asset Policy Report. This report is an in-depth examination of the legislative frameworks that will influence the United States in the year 2025. The report provides an overview of the ways in which existing federal law and market structure changes are redefining compliance standards for companies that deal in digital assets.

In the CertiK report, a three-part federal framework that emerged from recent legislative milestones is analyzed. These legislative milestones include the GENIUS and CLARITY Acts, as well as the rescinding of Staff Accounting Bulletin 121 by the SEC. These improvements, when taken together, provide more transparent criteria for the issue of stablecoins, the categorization of digital assets, and the safekeeping of institutional assets.

Stablecoin issuers are subject to consistent reserve and redemption laws, and multi-state operators are required to overcome a global baseline of cybersecurity and anti-money laundering requirements, according to the results. Banks and trust businesses now have a clearer road to delivering custody services for digital assets.

“This report reveals a pivotal shift in how digital assets are regulated and supervised across the United States,” said Kayvon Hosseini, Head of Advisory at CertiK. “By analyzing federal legislation and market structure proposals, as well as state-level obligations, the research highlights the operational demands that digital asset firms must meet in the coming years.”

The report’s most important findings are as follows:

• Clearer rules for the issue of stablecoins and the categorization of digital assets have been established as a result of the GENIUS Act and the CLARITY Act.
• Senate market structure recommendations have enhanced the role of the commodities Futures Trading Commission (CFTC) in monitoring digital commodities markets and included customized disclosures.
• Previously imposed capital limitations on digital asset custodians are eliminated as a result of the rescinding of SAB 121, which makes it possible for more banks to participate.
• An ongoing preemption gap for multi-state operators is being caused by fragmented state licensing regimes, despite the fact that a uniform baseline for cybersecurity and anti-money laundering compliance is being developed.
• In order to illustrate the acceleration of the deployment of permissioned settlement infrastructure, institutional pilots such as the Regulated Liability Network and Project Guardian have been implemented.

Among the other topics that are discussed in the CertiK U.S. Digital Asset Policy Report are the peculiar digital asset frameworks that have been adopted at the state level, the development of blockchain analytics, and the enhancements in code auditing standards that have been made for the purpose of enhancing the safety of smart contracts.

The report concludes:

“For financial institutions, the strategic focus is shifting toward Permissioned Digital Assets: using blockchain-based settlement within clearly defined regulatory perimeters. As liquidity becomes segmented by jurisdiction (for example, between U.S. and EU/MiCA-compliant pools), the ability to map regulatory ‘gaps’ and build compliant, cross-jurisdictional infrastructure will be a key source of competitive advantage over the next few years.”

In order to offer financial institutions, suppliers of digital assets, and policymakers with an authoritative resource for examining the ways in which federal and state regulations overlap, the CertiK U.S. Digital Asset Policy Report has been developed. As the regulatory environment continues to undergo changes, the report provides an explanation of the operational, technical, and compliance steps that are necessary to stay up with evolving regulations.

CertiK is the largest provider of Web3 security services. The company employs the most advanced formal verification technology in the market to safeguard and monitor transactions using blockchain protocols and smart contracts. CertiK is a company that was established in December 2017 by academics from Yale University and Columbia University. Its objective is to apply cutting-edge ideas obtained from academia to the business world, making it possible for mission-critical systems to grow while maintaining their safety and accuracy. CertiK is a genuine market leader, as it is one of the firms in the blockchain security industry that is developing at the quickest rate and is the most trusted.

Over the course of its history, CertiK has successfully safeguarded over 600 billion dollars’ worth of digital assets, worked with over 5,000 business customers, and identified over 180,000 vulnerabilities in blockchain code. Leading projects like as Aptos, Ripple, Sandbox, Polygon, BNB Chain, and TON are among the companies that it works with as customers. CertiK has been successful in securing investments from twelve of the most prestigious funds in the world since its establishment, with a valuation of more than 2 billion dollars.. These funds include Sequoia, Coatue, Goldman Sachs, Shunwei Capital, and Insight Partners. Follow X, LinkedIn, Telegram and Discord for the latest news and announcements.