A new zero-fee stablecoin platform emerges as 1Money introduces a purpose-built payments network backed by major investors.
The stablecoin sector gained fresh momentum as 1Money, co-founded by former Binance.US chief Brian Shroder, unveiled a zero-fee orchestration platform positioned to reshape digital payments. The company on Thursday announced the launch of the service, which it described as a reset for the infrastructure of stablecoins.
New Platform Targets Inefficiencies in Stablecoin Services
According to the public announcement and resulting statements, the 1Money platform eliminates conventional monthly charges and minimum commitments. It replaces them with usage-based costs with an emphasis on transactions involving both fiat and digital assets.
Today, we’re launching something the stablecoin industry has needed for a long time.
Introducing https://t.co/VnyVbOE1Au – the first global stablecoin orchestration platform with ZERO platform fees.
No monthly fees. No minimum spend requirements. No hidden charges. No friction.…
— Brian Shroder (@BrianShroder) December 4, 2025
Furthermore, the company said the features will spread to its upcoming Layer-1 network, which aims to support stablecoin payments without gas fees. Industry reports and investor blogs also pointed to this change to minimal-cost architecture.
Related Reading: Taiwan Is Preparing Its First Regulated Crypto Stablecoin | Live Bitcoin News
Shroder stressed that obsolete fee structures have impeded adoption in global markets. He said many service providers were dependent on “outrageously high monthly minimums,” which deterred new entrants. His comments highlighted 1Money’s bigger ambition to make it easier while reducing the friction for developers and enterprises.
Company Reveals Layer-1 Blueprint for Stablecoin Payments
The firm described its network as the first layer one protocol designed specifically for stablecoins. In addition, the design focuses on quick settlement, low-cost operations, and high security. It has a goal to provide immediate, zero-fee stablecoin transfers, and this forms a purpose-built environment that is separate from multi-asset chains. Investor briefings showed that over two dozen venture capital firms took part in the funding round, including F-Prime, Galaxy Ventures, Kraken Ventures, and Tribe Capital.
These commitments reflected emerging institutional confidence in payments-focused niche blockchain ecosystems. Additionally, early documentation suggested that the chain aims to offer better performance in terms of speed, costs, and is compliant without compromising motives.
Experts Assess Market Impact and Competitive Pressures
Analysts noted that the move to the zero-fee models could put pressure on established service providers. Many experts argued that the elimination of monthly commitments may appeal to fintech firms that avoided integrating with blockchain because of the unpredictability of costs. Others pointed out that dedicated stablecoin chains were still few and enabled 1Money to fill a concentrated market gap. However, they emphasized that sustained, long-term adoption will require reliable network performance and clarity of the regulations.
Industry researchers also noted Shroder’s previous work at Binance.US, which suggested his work experience in operations may give the project an added boost in its rollout. Commentary in several technology blogs called his move a strategic re-entry into payments after a brief foray into artificial intelligence.
The introduction of the platform could have an impact on global payments infrastructure, as companies are reassessing the cost burden of existing infrastructure. As a result, businesses that are dependent on outdated fee models could be placed under financial pressure if users switch to cheaper alternatives.
Ultimately, this shift could see competitive restructuring and even possible service liquidations among operators unable to keep up with zero-fee pricing. Therefore, analysts anticipate much realignment throughout the stablecoin landscape as 1Money marches ahead on its Layer 1 approach.
Source: https://www.livebitcoinnews.com/ex-binance-us-chief-debuts-zero-fee-stablecoin-platform/