After a wild run, the crypto market is wobbling. Still, experts argue the real action lies in the next narrative this cycle—PayFi and banking cryptos. As most altcoins continue to shed their yearly gains, capital is increasingly moving into the year’s biggest banking crypto presale.
Digitap ($TAP), currently in its second phase ICO, has surpassed $2 million with a banking-grade app that’s already live, making it potentially the best crypto to buy now in this cycle.
Why Whales Are Flooding Digitap Presale
The crypto market has been highly volatile, with many whales adjusting their positions to minimize losses. Buyers are hesitant to re-enter the market due to uncertainty. The lack of support and rising market uncertainty have dampened confidence.
As most altcoins continue to give back their year’s gains, analysts noted smart money is swarming into utility-focused projects like Digitap. Its presale is rapidly gaining momentum ahead of its next price increase stage.
The altcoin is already up 160%, and whales are flooding in to capitalize on this explosive presale momentum. While macroeconomic factors continue to affect the trajectory of most tokens, $TAP consistently scales to new highs.
Some are using this new project as a hedge against their funds. Currently, $TAP is priced at $0.0326 and is expected to jump to $0.0334. Experts expect more rallies in the coming months, making Digitap the best crypto to buy now.
Digitap Targets Real Utility With Multi-rail Architecture
Traditional banking finance is continually plagued with low speeds and high fees that eat into margins everywhere. Digitap is introducing an omnibank platform using its innovative multi-rail ecosystem that will easily eliminate these issues.
By standing at the intersection between traditional finance and cryptocurrency, Digitap will enable users to move capital between these two rails as if it were the same currency. The platform gives customers a single, safe place to manage, move, and grow both their digital and fiat assets. Solving this global pain point has helped scale the project among the best altcoins to buy now.
Another standout feature that has been a topic of discussion among investors is its privacy. Fraudulent incidents are at an all-time high, flooding headlines in both sectors. The banking sector has tightened its surveillance.
At the same time, crypto transactions now require full KYC even for the smallest transfers. While these security features are necessary, they have made money transfers complex. Digitap has removed this ambiguity with its no-KYC spendable cards and optional anonymity.
Users will be able to comply as needed and maintain as much privacy as possible.
Cross-Border Payments Market Could Reach $250T Annually
Another reason why whales are investing in the biggest banking crypto presale this year is its long-term growth prospects. The cross-border payments market is expected to surpass $250 trillion annually by 2027.
Since Digitap is expected to tap into this market, it is well-positioned for exponential growth. This is especially true, as the project could address some of the pain points that cross-border payment users face, including slow speeds and high fees.
If Digitap is able to grab even a fraction of this value, the $250 trillion annually, the project could create massive value. With that said, whales are accumulating $TAP to increase their chances of reaping these massive growth gains.
$TAP: Top Contender Among Best Crypto Presale of 2025
On its ongoing ICO, the numbers keep accelerating. Digitap has already sold over 130 million tokens at its second phase.
Whales have swarmed to accumulate $TAP tokens, with one buying in for six figures. The earlier phase also saw whale token staking with a fresh whale inflow every week. As presale prices increase over time, early adopters can accumulate tokens at a lower cost than later-stage buyers.
Moreover, if they stake their tokens early on, they could receive staking rewards. In the long term, Digitap ($TAP) could become the next crypto to watch in 2026. Whales known to influence market trends are already playing favorites with $TAP. Their movement already suggests that Digitap could be the best crypto to buy now.
Utility and Momentum Lead Growth In Digitap
As the market continues to favor bears, investors are actively seeking the best crypto to buy based on their utility and potential growth momentum. Whales are capitalizing on early entry; meanwhile, retail traders are exposing themselves to a project with real-world use and adoption potential.
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By analyzing whale movements, the Digitap utility, and staking rewards, the project is set up for an interesting year in 2026.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
Disclaimer: This is a paid post and should not be treated as news/advice.
Source: https://ambcrypto.com/whales-swarm-biggest-banking-crypto-presale-as-digitap-tap-smashes-2m/