Crypto News: Here’s Why Pi Coin Isn’t on the ISO 20022 List – Expert

Pi Coin isn’t on ISO 20022 as it focuses on mobile mining, social crypto, and EU MiCA compliance for trading, an expert says.

Pi Coin’s absence from the ISO 20022 compliance list has sparked curiosity among cryptocurrency enthusiasts. 

However, according to crypto analyst Mansingh Rajput, there’s nothing unusual about this situation. The reasons are straightforward and relate to the fundamental differences between Pi Network’s purpose and the scope of ISO 20022 standards.

Understanding what ISO 20022 represents is crucial to grasping why Pi Coin is omitted. This international standard specifically governs banking and financial payment systems, focusing on messaging protocols for cross-border transactions, bank transfers, and financial settlements. 

It’s not a universal cryptocurrency registry, but rather a framework designed for digital assets that integrate directly with traditional banking infrastructure.

The cryptocurrencies that have achieved ISO 20022 compliance, such as XRP, XLM, XDC, ALGO, IOTA, and QNT, share a common characteristic: they’re all designed to facilitate banking-related operations and institutional financial transfers. 

Moreover, Pi Network, by contrast, has an entirely different mission and target audience, making direct comparisons inappropriate.

Pi Network’s Current Development Stage Explains the Absence

Pi Coin is still in a transitional phase regarding its market accessibility. 

The network has not yet achieved a fully open mainnet status, which is a prerequisite for integration into international banking standards. Without complete market openness and established pricing across major exchanges, the coin cannot be evaluated or integrated into systems like ISO 20022.

The Pi core development team has not pursued ISO 20022 compliance because it doesn’t align with the project’s current roadmap or immediate objectives. 

The focus remains on building out the Pi ecosystem, ensuring network security, and preparing for a controlled, strategic market opening. Rushing into banking system integration before the network is fully mature would be premature and potentially counterproductive.

Market maturity requires more than just technical capability. It demands accurate pricing mechanisms, liquidity across multiple exchanges, and regulatory clarity. 

Pi Network is methodically working toward these milestones rather than forcing premature integration into banking standards that don’t yet serve its community-focused vision.

BREKING 🚨
Why Pi wasn’t included with the ISO 20022 coin
It’s a very simple and straightforward matter—
Pi Coin’s absence from the ISO 20022 list is perfectly normal.

Let me explain it in very simple terms:

✅ Why isn’t Pi Coin listed in ISO 20022? (Simple Reasons)

1️⃣ ISO… pic.twitter.com/p1DCROu1nq

— 𝙼𝚊𝚗𝚜𝚒𝚗𝚐𝚑 𝚁𝚊𝚓𝚙𝚞𝚝  (@Mansingh_1B) November 22, 2025

Pi Network’s Unique Purpose Sets It Apart from Banking-Focused Cryptocurrencies

The fundamental mission of Pi Network distinguishes it from ISO 20022-compliant cryptocurrencies. 

While coins like XRP and XLM target institutional banking and cross-border payment systems, Pi Network aims to democratize cryptocurrency access through mobile mining and social-based distribution. This grassroots approach focuses on bringing digital currency to everyday users rather than serving as banking infrastructure.

Pi’s ecosystem is being built around developer freedom and application creation, enabling a self-sustaining digital economy. 

The project emphasizes accessibility, allowing anyone with a smartphone to participate in cryptocurrency without expensive mining equipment or technical expertise. This social-first model creates a different value proposition than banking-oriented tokens.

The goals of Pi Network include establishing a globally usable digital currency with fair pricing mechanisms determined by community participation and real-world utility. These objectives don’t require ISO 20022 compliance to succeed. 

In fact, Rajput argues that banks and financial institutions will eventually integrate with Pi on its own terms as the network demonstrates value and adoption, rather than Pi needing to conform to existing banking standards prematurely.

Related Reading: Pi Coin Gains DTI Code, Enabling Wider Exchange and Banking Support

Pi Network Achieves MiCA Compliance, Opening European Market Opportunities

As previously reported by Live Bitcoin News, the Pi Network obtained a MiCA license, marking a significant regulatory milestone. 

Pi Network claims full MiCA compliance, detailed in an updated whitepaper. This could enable PI token trading on regulated EU and EEA exchanges, representing a major step toward mainstream market access.

Pi Network claims to be fully compliant with the European Union’s Markets in Crypto-Assets (MiCA) regulation. This update may open the door for trading its PI token across regulated exchanges in the EU and the European Economic Area (EEA). 

MiCA compliance addresses many of the regulatory concerns that have delayed Pi’s full market launch, providing a framework for legitimate trading within one of the world’s most important economic regions.