Some investors are pointing to familiar early-stage patterns in the crypto market. Tokens like Shiba Inu (SHIB) and Polygon (POL) both had quiet beginnings before recording major growth.
Now, a new crypto, Mutuum Finance (MUTM), is showing similar early acceleration after climbing 250% since its first presale phase. With interest building and new data emerging, many are asking whether MUTM’s current trajectory resembles the early days of SHIB and POL.
Shiba Inu (SHIB)
Shiba Inu is trading near $0.0000090, with a market cap of about $5.3B and a circulating supply near 589T tokens. SHIB still has strong name recognition, but the technical picture is not very attractive for those searching for the next big cryptocurrency. Resistance remains tight in the $0.00001227–$0.00001558 range, where multiple attempts to break higher have stalled.
Analysts highlight that SHIB faces structural limits because of its massive supply. Even small price jumps require heavy inflows, and the token has struggled to create strong momentum this cycle. With resistance holding and sentiment shifting, SHIB’s upside expectations have cooled. Most forecasts point to slow or moderate moves rather than major rebounds.
Polygon (POL)
Polygon (POL), formerly MATIC, is trading around $0.1545, far below its all-time high of $1.29, a drop of about 88%. Its market cap sits near $1.61B, with over 10.5B tokens in circulation. For POL to reclaim earlier levels, it must break multiple resistance layers. Analysts identify barriers around $0.20–$0.30 and higher resistance levels tied to earlier Fibonacci retracements.
POL’s long recovery path and heavy competition in the layer-2 space reduce its chances of producing dramatic returns in the short term. Many investors looking for the best crypto to buy now are shifting focus to newer assets with higher upside potential. As POL trades near long-term support levels, expectations for strong momentum remain muted unless the ecosystem experiences a major catalyst.
Mutuum Finance (MUTM)
Mutuum Finance is positioning itself as a new DeFi crypto project focused on non-custodial lending. The platform introduces dual lending markets, allowing users to earn yields on supplied assets while offering borrowing choices backed by collateral rules and liquidation protection mechanisms.
The presale is one of the most active in the market right now. The token price is $0.035 in Phase 6, which is over 88% allocated. Since the presale began in early 2025 at $0.01, MUTM has surged 250%. The project has raised $18.7M, has 18,000 holders, and has sold 800M tokens so far. With a total supply of 4B tokens, roughly 45.5% (1.82B) is allocated to the presale.
Demand continues to rise as investors monitor daily activity through the 24-hour leaderboard, which rewards a top contributor with $500 worth of MUTM. The presale also supports direct MUTM payments, which further increases accessibility.
This steady growth is what prompted analysts to compare MUTM’s early metrics to SHIB and POL during their early-phase acceleration.
Why Analysts Believe MUTM Could Outperform SHIB and POL
SHIB faces the challenge of extreme token supply. With nearly 589T tokens in circulation, the price ceiling is naturally low. Technical charts show resistance holding firm, which reduces the likelihood of large moves. As SHIB’s growth cools, many early holders begin exploring alternatives.
POL trades deep below its all-time high and faces heavy resistance at multiple levels. With competition across many layer-2 networks, some investors view POL’s upside as slower. This environment makes newer tokens more attractive for outsized returns.
Why MUTM stands out
Mutuum Finance is a new cryptocurrency with features built around utility rather than sentiment. Its strengths include:
- mtTokens and continuous yield
Users who supply assets receive mtTokens that grow in value automatically. This creates a steady yield system similar to what helped early DeFi leaders gain traction. - Buy-and-distribute mechanism
A portion of protocol revenue is used to buy MUTM from the open market. MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. Analysts say this structure naturally builds demand and supports long-term price strength. - Oracle-based pricing and smart liquidations
Mutuum Finance plans to rely on Chainlink oracles for accurate prices and secure liquidation events. This supports protocol stability and reduces risks tied to market volatility. - Early-stage pricing advantage
With MUTM still at $0.035, investors see a wider upside runway than older tokens with high market caps. Some analysts estimate that a $500 entry into MUTM at the current presale price could see the strongest multiple compared with SHIB and POL once demand increases after launch.
Audit Results and Investor Confidence
According to the official X announcement, the V1 protocol is set to launch on the Sepolia testnet in Q4 2025. This version includes a liquidity pool, mtTokens, debt tokens and the liquidation bot. The first supported assets will be ETH and USDT.
Mutuum Finance also completed a CertiK audit with a 90/100 Token Scan score and operates a $50K bug bounty for code security. These measures give investors more confidence in the protocol’s development quality.
With Phase 6 close to selling out and whale inflows increasing, interest around this new crypto continues to rise. Many investors say it resembles the early days of SHIB and POL, but with deeper utility and a more structured roadmap.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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Krasimir Rusev is a journalist with many years of experience in covering cryptocurrencies and financial markets. He specializes in analysis, news, and forecasts for digital assets, providing readers with in-depth and reliable information on the latest market trends. His expertise and professionalism make him a valuable source of information for investors, traders, and anyone who follows the dynamics of the crypto world.