The government finally reopened, Bitcoin briefly slipped below $95,000, and markets are getting more uncertain about whether Fed chairman Powell will cut rates in December.
But in crypto, there is always a bull market somewhere, and crypto presales are on fire. Thesis-driven investors are using the current conditions to load up on these undervalued gems at ground-floor prices, betting that some of these projects are the best cryptos to buy now and will become blue-chips in 2026. The only question that remains is which is the best cryptocurrency to buy with $500 today? Digitap ($TAP) or Remittix?
Digitap ($TAP): Building the World’s First Omni-Bank
Digitap positions itself as the world’s first omni-bank—a single finance surface where fiat, stablecoins, and crypto coexist. Settlement is abstracted behind a clean consumer app, and the main difference for users between Digitap’s app and other modern neo-banking apps is that all forms of value live in the dashboard, and their money moves faster, much faster.
Available for download today, anyone can tap into Digitap’s multi-rail architecture that leverages both public blockchains and established banking corridors for settlements. The Visa card, with non-KYC options available, is already being used by thousands of users to spend crypto balances in the real economy. Digitap is leveraging stablecoin rails to disrupt cross-border payments, using Visa’s existing distribution to increase spending utility for crypto, and wrapping everything together with $TAP, a token designed to capture value.
The flywheel powering $TAP is what makes it one of the best cryptos to buy now, with 50% of platform profits earmarked for $TAP buybacks, split between burns and staking rewards. With the markets prioritizing cash-flowing assets as the top altcoins to buy, $TAP’s current price of $0.0297 is conceivably undervalued, especially given the potential upside for anyone buying today with a targeted listing price of $0.14.
Remittix: A Remittance Focused Crypto Presale
The Remittix crypto presale is raising funds for a payments-first lane. The idea is simple: connect a wallet, send crypto, and the recipient receives fiat in a linked bank account. The ability to pay fiat into any bank account worldwide using cryptocurrency is a clean, straightforward approach. The experience mirrors a typical online banking flow, which reduces onboarding friction for non-native audiences.
Remittx offers remittances for over 30 fiat currencies, same-day local settlement via domestic rails, and a flat-fee model that avoids hidden FX or wire transfer surcharges. It has raised $28 million to date and is gaining real traction among the PayFi cohort of crypto presales, raising in Q4. While narrower in scope than Digitap, Remittix is another leading altcoin to buy this year.
$TAP vs. RTX: Which Is the Better Crypto to Buy Now With $500?
As the PayFi narrative heats up, the biggest factors for success will be the total addressable market and distribution channels. Digitap’s omni-bank positioning means it owns the full money stack – balances, FX, cross-border, and card spend – so each new user deepens its deposit base and net volume. The Visa-anchored distribution is a game-changer, and multi-rail routing gives it a clean advantage compared to current remittance and cross-border incumbents.
Remittix’s strength is its simplicity: crypto-to-fiat payouts with flat fees and rapid local settlement. It is a lean single-purpose tool. However, this narrowness caps its long-term growth with fewer multiples available for a payout partner versus an omni-bank. The best altcoin to buy with $500 today is arguably $TAP because of its broader depth, superior distribution, and better tokenomics design, which is how the long-term game is won.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This is a sponsored article. Opinions expressed are solely those of the sponsor and readers should conduct their own due diligence before taking any action based on information presented in this article.