The recent market turbulence has brought a sharp reversal to Ripple’s XRP, dragging its price roughly 35% below its yearly high.
The token’s decline follows a broader correction across the crypto market as Bitcoin retraces gains, but what’s drawing deeper attention is the quiet movement of large investors toward a new crypto coin, Mutuum Finance (MUTM). While XRP remains a cornerstone of cross-border payments innovation, the smart money appears to be redirecting capital toward this emerging DeFi protocol, which many now label as the best crypto to buy now before its presale concludes.
Ripple Faces Delayed Recovery
Despite its history as a blockchain solution for global payments, Ripple’s current trajectory looks uncertain. Technical indicators suggest short-term bearish sentiment, confirming investor Andri Fauzan Adziima’s view that the market could test lower levels before any rebound. Ripple has made major strategic expansions, introducing the Ripple USD (RLUSD) stablecoin backed by BNY Mellon, acquiring brokerage platform Hidden Road for $1.25 billion, and preparing for potential spot XRP ETFs that could launch soon.
Even with such developments, whales appear cautious. Data shows XRP’s buyback program and recent $500 million funding round have not reversed its short-term downtrend. Many large holders are repositioning into alternative projects with higher potential upside and tangible progress. As Ripple’s valuation climbs toward $40 billion, traders looking for asymmetric opportunities are turning their focus to what crypto to invest in that still offers early-entry leverage, a role increasingly filled by Mutuum Finance (MUTM).
Mutuum Finance (MUTM) Presale Nears Final Hours
Mutuum Finance (MUTM) is rapidly approaching the sellout of its Phase 6 presale, which is now 90% filled. The current token price is $0.035, up 250% from the first phase’s $0.01 price. So far, $18,700,000 has been raised and 17,950 holders have joined since the presale began. Phase 7 will open next with a nearly 20% price jump to $0.04, before MUTM’s confirmed launch at $0.06. At these valuations, investors entering now stand to gain around 400% ROI after launch, a projection that’s hard to ignore.
Momentum around the presale is building fast. As the countdown to sellout intensifies, hesitation could mean missing one of the few tokens priced under $0.04 that still maintains full transparency. The project’s consistent updates, verified audits, and structured phase model have drawn both retail buyers and institutional participants. Those searching for the best cryptocurrency to invest in during the ongoing market correction are recognizing this presale as an accessible, strategic move before higher listing valuations arrive.
Mutuum’s $100,000 Giveaway Fuels Investor Activity
Mutuum Finance (MUTM) has amplified engagement through a $100,000 giveaway, awarding ten winners $10,000 each in MUTM. This initiative, coupled with its 24-hour leaderboard that rewards the top daily contributor with $500 MUTM, is driving round-the-clock participation. These interactive programs have strengthened community retention and positioned Mutuum Finance (MUTM) as one of the top cryptocurrencies with real participation incentives.
V1 Protocol Launch to Cement MUTM’s Position
Beyond its presale, Mutuum Finance (MUTM) confirmed that its V1 protocol will debut on the Sepolia testnet in Q4 2025. This development marks the project’s transition from fundraising to product execution. The V1 rollout will include a Liquidity Pool, mtToken, Debt Token, and Liquidator Bot, components vital to its dual lending model that will handle ETH and USDT in its initial phase.
The testnet will serve as a public demonstration of Mutuum’s operational capacity, setting the stage for mainnet launch. Investors view this milestone as validation that Mutuum Finance (MUTM) is delivering on its roadmap, something many presale projects fail to achieve. As a result, whales are quietly accumulating while retail interest grows, seeing it as one of the best cryptos to buy now before testnet confirmation triggers the next wave of attention.
Whales Are Moving, And The Window Is Closing
Ripple’s long-term potential remains, but whales appear to be hedging their positions toward tokens that combine progress, structured returns, and verifiable milestones. Mutuum Finance (MUTM) offers precisely that formula, an active presale, confirmed upcoming V1 launch, and consistent engagement programs that enhance holder value. As Phase 6 closes in on completion, investors deciding which crypto to buy today for long-term growth may find that Mutuum Finance (MUTM) represents the kind of early-stage entry that turns patience into substantial profit.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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Krasimir Rusev is a journalist with many years of experience in covering cryptocurrencies and financial markets. He specializes in analysis, news, and forecasts for digital assets, providing readers with in-depth and reliable information on the latest market trends. His expertise and professionalism make him a valuable source of information for investors, traders, and anyone who follows the dynamics of the crypto world.