 
 
As debate grows over Western Union’s decision to build on Solana, XRP analyst and EasyA co-founder Dom Kwok has stepped in to clarify what he calls a major misunderstanding about XRP’s place in the fast-changing payments world.
Kwok noted that much of the attention has been on Western Union’s new stablecoin partnership. However, he said the broader financial strategy behind Ripple’s expansion is being largely ignored.
In his view, the market’s focus on billion-dollar payment networks misses the real story. Kwok explained that Ripple’s recent acquisitions have positioned the company to operate at a scale far beyond traditional remittance players.
By connecting with trillions of dollars in institutional liquidity and settlement flows, he said, Ripple is now competing in an entirely different arena—one that could redefine how global money moves.
Ripple’s Expanding Institutional Reach
According to Kwok, recent strategic acquisitions have positioned Ripple to tap into trillions of dollars in institutional liquidity and settlement activity.
 
He pointed out that Ripple is no longer competing with remittance companies—it is now working at the scale of central banks, major financial institutions, and global payment corridors.
This shift, he said, reflects Ripple’s long-term ambition to become an integral part of the financial plumbing that supports global commerce.
Beyond Billion-Dollar Payment Systems
Kwok emphasized that the market’s fixation on billion-dollar payment systems misses the true scope of Ripple’s expansion.
He said Ripple isn’t chasing retail users or small-scale transfers but is aligning itself with high-value institutional flows.
By building the technology to handle large-scale settlements, Ripple is positioning XRP as a key bridge asset in the movement of capital between traditional and digital markets.
Looking ahead, Kwok suggested that Ripple’s vision extends into reshaping how financial infrastructure operates.
He noted that the company’s work in tokenization, compliance, and cross-border interoperability points to a future where global transactions are faster, cheaper, and far more connected.
As he put it, Ripple’s opportunity lies “not in billions, but in trillions”—a scale that could redefine the next era of global payments.